HeyJaredThe Saretsky Report
Weekly musings on the Canadian housing market, interest rates, and the economy.
- Indexed issues, last 90 days
- 10
- Latest publication
- Sep 28, 2026
- Audience
- Checking…
- Earliest in this view
- Jul 6, 2026
Latest issues
The Unsold Condo Tax (opens the original)
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Happy Monday Morning!For the past several years this newsletter has been detailing the housing bear market. For example, last year we noted that the Greater Vancouver resale market experienced a 25 year low in annual home sales. Ouch. However, if you think that’s bad, the new construction market is even worse. Sales are at a complete standstill, experienced developers are going bust, lenders are taking huge losses, insolvencies are far from bottoming, and land prices for new development have cra
Shadow Inventory (opens the original)
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Happy Monday Morning!The US Federal Reserve raised interest rates by 25bps and penciled in an additional rate hike later this year. Officials voted unanimously to increase the federal funds rate to a range of 3.75% to 4% on Wednesday. It was the US central bank’s first rate increase since July 2023.What does this mean for Canadians, and specifically, housing?Well, as my good friend Rob Mclister with Mortgage Logic points out, in the last three decades, the BoC rate has never sat more than 175 bp
Floating Rates (opens the original)
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Happy Monday Morning!All eyes are on the bond market these days. Global bond markets are in the midst of a synchronized selloff, with yields hitting multi-year or multi-decade highs across the US, UK, Germany, Japan, and Canada simultaneously. The US 10-year Treasury climbed to nearly 5% ahead of this week's Fed meeting, with seemingly more room to run, despite governments best efforts to contain the move. Per Bloomberg’s macro strategist, “Inflation is still uncomfortably above target and the f
The Cost of Holding an Asset (opens the original)
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Happy Monday Morning!More pain for landlords in BC. Already grappling with a 31 year high in the vacancy rate, a shrinking population for the first time in history, and a record number of purpose-built rentals in the pipeline, the BC government announced it will cap rent increases at 2.2% in 2027. <sour
National Bottoms (opens the original)
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Happy Monday Morning!Canada’s largest bank, RBC, is calling the bottom. <img alt="" class="sizing-normal" height="326" src="https://substackcdn.com/image/fetch/$s_!AfEl!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaw
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