HeyJaredThe Real Retirees of New Jersey
Welcome to The Real Retirees of New Jersey, hosted by Peggy and Randy Fisher. Whether you're recently divorced and confused about how to plan for your own retirement, a widow who never had to manage finances before or a couple trying to live your best life in retirement,…
- Indexed episodes, last 90 days
- 6
- Latest publication
- Aug 18, 2026
- Audience
- Checking…
- Earliest in this view
- Jul 7, 2026
Latest episodes
Will Your Retirement Paycheck Survive Your Spouse? (opens the original)
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What happens when the retirement paycheck suddenly disappears? Randy & Peggy Fisher explore why predictable income can influence how confidently retirees spend their savings. They discuss Social Security, pensions, annuities, survivor income, and the lasting consequences of choosing the wrong pension option. The episode also examines how a decision based solely on the highest initial payout may affect a surviving spouse and why retirement income choices should reflect the needs of the entire hou
Is DIY Retirement Planning Riskier Than It Looks? (opens the original)
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Managing your own retirement money can feel empowering until emotion, concentration, or hidden costs take control. Randy & Peggy Fisher break down the potential benefits and drawbacks of do-it-yourself retirement planning. They discuss investor overconfidence, chasing returns, technology, fees, diversification, and the difficulty of making objective decisions with lifelong savings. The conversation explains why knowledge is valuable, but a collection of investments is not automatically a coordin
The Million-Dollar Retirement Myth (opens the original)
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Do you really need a million dollars to retire, or do you need the right income plan? Randy Fisher & Peggy Fisher break down why retirement is less about chasing a magic number and more about matching income to lifestyle, expenses, health, Social Security timing, and personal goals. The conversation also covers annuities, personal pension-style income, debt cleanup, budgeting realities, and why a clear plan can reveal whether retirement is closer than expected. For more information visit www.the
Are You Investing—or Just Gambling? (opens the original)
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When does investing cross the line into gambling with your future? Randy & Peggy Fisher discuss online gambling, casino habits, sports betting, crypto, IPO excitement, and the emotional traps that can affect retirement decisions. They explain why “fun money” needs boundaries, how FOMO can lead investors to buy late, and why rules, discipline, and profit-taking matter when markets are moving fast. For more information visit www.therealretireesofnewjersey.com ! See omnystudio.com/listener for priv
Are You Ready to Retire—or Just Hoping? (opens the original)
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Hope is not a retirement strategy. Randy Fisher & Peggy Fisher discuss the difference between hoping retirement works and knowing it works. From income planning and market risk to retirement readiness and long-term sustainability, they explore what financial independence really means and how investors can test whether their plan is built to last. For more information visit www.therealretireesofnewjersey.com ! See omnystudio.com/listener for privacy information.
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