The Joshua Holt Podcast
I help you understand all the options to sell your Madison area home and thedirection of our Madison area housing market so you make the best decision for your move.
- Indexed episodes, last 90 days
- 5
- Latest publication
- Sep 2, 2026
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- Earliest in this view
- Jul 6, 2026
Latest episodes
Buying a Home at a 2% Rate in 2026 (opens the original)
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Can you still buy a home at a mortgage rate around two percent in 2026? In rare cases, yes, through a VA loan assumption. In this video we break down a real deal where our relocating buyer, a veteran, assumed another veteran's VA loan at a COVID-era rate, and how the whole thing started with a business card left on a kitchen counter. You'll learn what a loan assumption actually is, the big catch that stops most buyers cold (the cash gap between the loan balance and the home's value), and why pat
The House the Bank Said Couldn't Be Financed (opens the original)
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What happens when an appraiser declares a home non-financeable, even for a standard conventional loan? In this video, we break down a real deal where we represented the seller of an 1886 farmhouse that was rated in condition too poor to finance, and handed a long list of demanded repairs, including a request to add an entire second bathroom. You'll see how we got a detached garage removed from the requirements, proved a basement moisture issue was harmless, shared repairs with the buyer, and fou
What a Madison Home Inspector Actually Looks For (opens the original)
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If you're getting ready to buy a home, you've probably heard an inspection is part of the process, but may not know what the inspector is actually doing once they're inside. We brought in Kyle Jensen from Homestart Inspections, a local Madison inspector, to answer the question we keep hearing from buyers. Kyle walks through what an inspector checks, the specialized tools most people never see, and why an inspector who finds nothing might be the real red flag. Watch our video to know exactly what
What the New Housing Bill Means for South Central Wisconsin Buyers and Sellers (opens the original)
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A new housing bill just cleared Congress, and it’s being called the biggest in decades. If you’re buying or selling in Madison, you’re probably wondering what it actually means for you. In my latest video, I break down what’s really in the bill, from the limits on big corporate investors to the changes that could help everyday buyers, plus an honest look at what it won’t do. Watch my video for the plain-English version.
New Condo Financing Rules Are Reshaping Madison's Market (opens the original)
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If you're thinking about buying or selling a condo in Madison, some important changes are coming that could affect financing, monthly dues, buyer demand, and even property values. These changes are tied to how lenders review condo and HOA communities, and the review process that many buyers once breezed through is tightening. In our latest video, we walk through four specific changes coming to the condo market, including new reserve requirements and the dates they take effect. We’ll also explain
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