HeyJaredThe Fiscal Clinician Podcast
Doctors of Physical Therapy Josh Schien and Devon McCord help healthcare professionals take control of their money — from crushing debt to building wealth and achieving financial independence.
- Indexed episodes, last 90 days
- 3
- Latest publication
- Sep 16, 2026
- Audience
- Checking…
- Earliest in this view
- Jul 15, 2026
Latest episodes
Sinking Funds Explained: The Simple Way to Prepare for Big Expenses | Tires + Car Repair | E18 (opens the original)
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👉 Stop letting predictable expenses become financial emergencies: https://www.fiscalclinician.com/connect Stop letting predictable expenses feel like emergencies. In this episode, Josh breaks down what sinking funds are, how they differ from emergency funds, and how to automate your savings for expenses like car repairs, tires, vacations, and more—so you can spend your money with less stress and more confidence. In this episode, you’ll learn: What a sinking fund is and how it differs from an eme
How to Pay for Healthcare School Without Massive Debt | Scholarships + Military | E17 (opens the original)
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Want peace, confidence, and less stress around your money? Book a free 15-minute consult: https://www.fiscalclinician.com/connect The biggest student loan mistake healthcare professionals make happens before they ever take out a loan. In this episode of The Fiscal Clinician podcast, Josh breaks down how PTs, OTs, nurses, and future physicians can pay for graduate school without borrowing $150K+. Topics covered: Why prestige doesn't matter — what employers actually care about The "don't borrow mo
Student Loan Forgiveness Explained (2026) | PSLF, IDR/RAP & NHSC Pros and Cons | E16 (opens the original)
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Trade loan anxiety for a real plan; schedule your free consult below: www.fiscalclinician.com/connect Forgiveness feels like a safety net — but chasing it instead of a real plan can cost you years of unnecessary stress and thousands of dollars. This episode breaks down PSLF, IDR/RAP, and NHSC so you can stop guessing and finally know where you actually stand. In this episode, you'll walk away with: Clarity on whether PSLF is worth pursuing for your situation — no more wondering if you're "doing
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