HeyJaredThe Educated HomeBuyer | First Time Home Buyer & Mortgage Podcast
The Educated Homebuyer Podcast helps first time home buyers buy a home, understand mortgages, and build wealth through real estate.
- Indexed episodes, last 90 days
- 22
- Latest publication
- Sep 28, 2026
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- Earliest in this view
- Jul 6, 2026
Latest episodes
The Mortgage Process Explained From Start to Finish - EP241 (opens the original)
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Getting preapproved is only the beginning of the mortgage process. For many first-time homebuyers, everything that happens between the initial lender conversation and getting the keys can feel confusing, stressful, and full of surprises. In this episode, we walk through the home loan process from start to finish, including the discovery call, mortgage preapproval, comparing loan options, interest-rate locks, underwriting, the home appraisal, conditional loan approval, closing disclosures, and th
Will mortgage rates RISE to 8% or DROP to 6%? (opens the original)
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Mortgage rates are back above 7%, and the next move could change what buyers can afford. In this episode, Josh and I look at what’s driving mortgage rates higher, what would need to happen for them to come down, and how likely either scenario really is. We also talk through what changing rates mean for first-time homebuyers, sellers, and anyone waiting on the sidelines. If you’re trying to decide when to buy a home, this conversation will help you think through your buying power and monthly paym
This Is NOT the Strongest Buyer’s Market on Record (opens the original)
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The headlines are calling this the strongest buyer’s market on record, but the data tells a very different story. Today’s housing market is giving home buyers more negotiating power, but assuming every seller is desperate or automatically submitting a lowball offer could cost you the home you actually want. In this episode, we explain what the shift toward a buyer’s market really means, why conditions vary so much from one local housing market to another, and how first-time home buyers should ap
Market Update - The STRONGEST Buyer's Market On Record Is Here! (opens the original)
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The housing market has officially become the strongest buyer’s market on record , with sellers now outnumbering buyers by nearly 58% nationwide. Inventory is climbing, demand remains weak, and in markets like Nashville, Miami, Houston, and Austin, there are now more than twice as many sellers as buyers. But does that mean buyers finally have the upper hand, or do high home prices and mortgage rates still make buying a home too difficult? In today’s LIVE, we’ll break down what’s really happening
Using Your 401k To Buy A House: The $380,000 Mistake - EP239 (opens the original)
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Should you use your 401(k) to buy a house? For first-time homebuyers struggling to save enough for a down payment and closing costs, your retirement account may be an option, but how you access that money can make a massive difference. In this episode, we break down how first-time homebuyers can use a 401(k), 403(b), TSP, traditional IRA, or Roth IRA when buying a home. We explain the difference between taking a 401(k) loan and making an early withdrawal, including the potential taxes, penalties
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