HeyJaredThe Brad and Mike Show
Welcome to the Brad and Mike Show, where we talk crazy insurance stories and best practices when shopping for Medicare.
- Indexed episodes, last 90 days
- 6
- Latest publication
- Sep 17, 2026
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- Earliest in this view
- Jul 9, 2026
Latest episodes
Medicare ANOC (Annual Notice of Change) Letter Explained | The Brad & Mike Show | EP 22 (opens the original)
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Your Annual Notice of Change (ANOC) letter is on its way — and it's more than junk mail. In this episode, Brad and Mike explain what's hiding inside it: premium and cost changes, doctor and hospital network shifts, drug formulary updates, and the extra benefits (dental, vision, OTC) that can quietly shrink. They also break down the 2026 Part D annual cap ($2,400), the new Medicare Prescription Payment Plan, and how OEP gives you one more chance to fix a bad plan choice between January and March.
Dental, Vision, & Hearing - Oh My! | The Brad & Mike Show | EP 21 (opens the original)
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Dental, Vision, and Hearing — the three benefits everyonehas but nobody thinks about until they need them. On this episode, Brad and Mike break down what's really covered under these benefits on a Medicare Advantage plan, why network matters as much as the dollar amount, and a realclient story about what happens when you skip that step. They also dig into buy-up options, why crowns and implants can get expensive fast, the truth about cataract surgery and your vision plan, and what to expect when
Medicare Advantage vs. Medicare Supplement? Our#1 Question Answered | The Brad & Mike Show | EP 20 (opens the original)
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It's the #1 question Brad and Mike get from clients turning 65: Medicare Advantage or Medicare Supplement — what's actually the difference? In this episode, they break down what each plan covers, how premiums and out-of-pocket costs stack up, how networks work (or don't), and what happens when you travel. This is the foundation everyone needs before they age into Medicare. Already familiar with the basics and want to know if you can switch plans later without getting stuck? Check out Episode 12
Why Plan G Is the #1 Medicare Supplement: Coverage & Costs | The Brad & Mike Show | EP 19 (opens the original)
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Why has Plan G become the #1 Medicare Supplement on the market? In Episode 19, Brad and Mike break down exactly what Plan G covers and costs, then compare it against High Deductible Plan G and Plan N so you can see which one fits your budget and health needs. They cover deductibles, excess charges, guaranteed issue rules, and why rates climb every year — plus practical advice on weighing premium cost against coverage as you age. If you're approaching 65 or reevaluating your current plan, this ep
The 2-Year Lookback: Medicare’s Hidden Income Surcharge | The Brad & Mike Show | EP 18 (opens the original)
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Medicare uses income from two years ago to help determine what you pay today, and that can lead to an unexpected income-related surcharge. In this episode, Brad and Mike explain how IRMAA can increase Medicare Part B and Part D costs, why the surcharge may apply to both spouses, and what financial events can push your income into a higher bracket. They also cover a story from real clients and how selling their business increased their surcharge. Other related topics explained: • How the two-year
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