HeyJaredThe Banking Scene Director's Cut
We go behind the scenes with industry experts, sharing unfiltered conversations and exclusive insights from the frontlines of the banking industry to help YOU build the bank of tomorrow
- Indexed episodes, last 90 days
- 11
- Latest publication
- Sep 21, 2026
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- Earliest in this view
- Jul 6, 2026
Latest episodes
Regulation vs Innovation: What's Truly Shaping the Future of Payments? Insights from our BBQ Night (opens the original)
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Regulation and innovation are not opposing forces so much as two hands on the same steering wheel, occasionally fighting for control, but ultimately needed together if European payments are to remain safe, competitive and sovereign. Rik and Andrew discuss their favourite highlights from the event, along with the key takeaways outlined in the summary article you can find on our website here . There's a bit of bonus content this week in the form of a video from the CEC that was shown on screen bef
Lauren Jones of Paylume on The Future of Open Finance, PSD3, FiDA, AI and Global Utility Models (opens the original)
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In this episode, Rik speaks with Lauren Jones, Open Banking Lead at Paylume, about the past, present, and future of open banking in Europe. They break down what PSD2 achieved, where adoption still lags, and why the next wave of regulation may need stronger standards, better governance, and a clearer commercial model. Lauren also shares why AI and open finance could finally make the user experience more meaningful for consumers. If you prefer to read instead of watching or listening, you can find
How PSD2 opens a bigger market for Isabel with open banking (opens the original)
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Rik Coeckelbergs speaks with David Demerie, Chief Marketing and Sales Officer, and Guillaume Boland, Head of Product Management at Isabel, about PSD2’s real impact, the promise of PSR standardisation, and why trust, consent, and security will matter even more as open finance expands.In this conversation, they also discuss why the biggest opportunities may now be in embedded finance, e-invoicing, and premium APIs rather than basic data access alone and consider how Isabel has evolved from an “ope
Who tests the AI? Why Banks Need a New Assurance Model for Intelligent Banking (opens the original)
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This conversation with Samet Varlik, Head of Sales at Expleo Group focuses on how banks should test, govern, and monitor AI systems that are probabilistic rather than deterministic. The key takeaway is simple: once AI can change records, move money, or initiate actions, banks are no longer just testing software output - they are testing behaviour, responsibility, and risk. We discuss what good testing looks like for AI, why consistency and reversibility matter, and why continuous monitoring must
Regulation opened the door, but didn't build the market for Open Banking: Gijs Boudewijn, Chairman of the European Payments Council (opens the original)
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In this conversation with Gijs Boudewijn, chairman of the European Payments Council, we explored what PSD2 achieved, where it fell short, and why open banking has been slower to turn regulation into real market momentum. The discussion also covers SPAA, the move from directive to regulation with PSR, the challenges around FiDA, and how AI may reshape consent, fraud, and agentic commerce. Gijs brings a long view from payments regulation and scheme design, and he explains why compliance alone neve
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