The 2040 Banker
Welcome to The 2040 Banker, a podcast where Nitin Sharma takes on the banking sector and everything that is happening.
- Indexed episodes, last 90 days
- 2
- Latest publication
- Sep 1, 2026
- Audience
- Checking…
- Earliest in this view
- Aug 13, 2026
Latest episodes
India's MSME Lending Fraud Exposed | The 2040 Banker | S2 E2 (opens the original)
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“Balance sheet is history. Bank statement alone is a mystery. And bank statement coupled with bureau and GST data is artistry.”In this episode of The 2040 Banker, we sit down with Deepak, an experienced credit and lending professional, to unpack how MSME lending has transformed over the last two decades - from collateral and physical verification to data-driven underwriting, AI and digital footprints.We explore what makes MSME credit fundamentally different from retail lending, how lenders can b
The Real Reason Bank Tech Projects Fail (It's Not the Software) | The 2040 Banker | S2 E1 (opens the original)
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"The software itself never fails." In 25 years of large-scale bank transformation projects, that's the biggest lesson Manoj - Senior MD and Financial Services (FSI) lead at Accenture India - has learned.In this episode of The 2040 Banker, we go deep with Manoj on the last two and a half decades of Indian banking technology - from core banking implementation in the early 2000s, to mobile and API banking, to where AI agents are taking the industry by 2040.------------------------------------------
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