HeyJaredTen Dollar Latte
Newsletter on how to spend your money more intentionally, written by a 20-something in NYC (while enjoying a $10 latte)
- Indexed issues, last 90 days
- 12
- Latest publication
- Sep 22, 2026
- Audience
- Checking…
- Earliest in this view
- Jul 7, 2026
Latest issues
All the ways companies trick you to spend more money (opens the original)
Read excerpt
Consumer spending is at an all-time high1. Part of this is because prices are going up (including on items we need, like groceries)2, but part of this is because companies have gotten really, really good at getting us to spend more than we planned to on items we don’t need.If you’ve looked at a recent credit card statement and thought what did I even spend all of that on?,<sp
Why I don’t use AI to manage my personal finances (opens the original)
Read excerpt
To start with, I’m not anti-AI. I’ve written before about how I think AI can be useful to make quantitative tasks faster, but that I would never use it for anything creative (like this Substack newsletter). The most powerful thing about our creative work is that it is human: I write personal stories about my life, and if you scroll through my Substack subscriptions, you’ll notice that most of what I subscribe to is the same.I use AI at my corporate job, and I use AI to help diagnose minor runnin
How much an actor spends to audition on Broadway (opens the original)
Read excerpt
I first discovered Jenna Leigh Miller through her YouTube channel where she shares weekly videos documenting her auditions and callbacks for Broadway and regional theater (also daily life in NYC and all her other jobs). She’s a musical theater actor, owner of a social media management agency, and she runs her own personal social media business. And she’ll be in Sister Act a
My September life reset plans (opens the original)
Read excerpt
I’ve been watching a lot of “change your life in X days” videos on YouTube. In each video, the creator usually has many goals, and they’re usually pretty big: lose fifty pounds, pay off debt, or start making a large amount of money through a side hustle.I’m not interested in any of those things. I’m very grateful for the life I have. I’m grateful that I’m healthy because I have no chronic illnesses, and I’m grateful that I don’t live paycheck to paycheck. But I still want to be more productive i
This is why you should stop using food delivery apps (opens the original)
Read excerpt
I used to order food delivery all the time. I ordered it because I had to work late, and I didn’t have time to cook. I ordered it because I was feeling sad that day, and I wanted a pick-me-up. I ordered it sometimes for no other reason than that it was the default option, in the same way we build habits like picking up our phones first thing in the morning or walking specific blocks to get to our local subway station.Food delivery is a constant part of life in New York. I live in a large buildin
Publishing over time
Last 90 days. Choose a month to open its work.
Recurring subjects
Named in the text we hold. One piece can cover several.
Audience
No verified audience measurement yet.
About this data
Counts cover the work we have indexed. Tone needs enough text and a confident classification. Excerpts and episode notes are not full articles or transcripts.
Identity or attribution wrong? Suggest a correction.