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- Indexed articles, last 90 days
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- Sep 30, 2026
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- Jul 8, 2026
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Colorado Attorney General Announces First Enforcement Action Under State Medical Debt Collection Law - insideARM (opens the original)
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On September 23, the Colorado attorney general announced a settlement with a debt collection agency over allegations that it sought default judgments on medical debt for 44 Colorado consumer accounts without filing the affidavits required under state law. The attorney general noted the stipulated final agency order marks the first enforcement action under SB 23-093 (previously covered by InfoBytes here), which requires collection agencies pursuing default judgments on medical debt incurred on or
Court Denies Debt Collector’s Motion to Dismiss FDCPA Claim, Holding That Texts Constitute ‘communications’ - insideARM (opens the original)
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On August 12, the U.S. District Court for the District of Maryland denied a debt collector’s motion to dismiss a complaint alleging the collector violated the FDCPA, finding that text messages sent to the consumer (plaintiff) seeking an email address after the consumer refused to pay on a debt constituted “communications,” even though the texts did not reference the debt or demand payment. The plaintiff alleged that after she responded to a collection text saying she was not paying the debt, the
Chopra Says New California Consumer Protection Agency Will Investigate AI and Chatbot Deployments Across Sectors - insideARM (opens the original)
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On August 31, California Business and Consumer Services Agency (BCSA) Secretary, and former CFPB Director, Rohit Chopra published a blog post titled “Ensuring New Technologies Benefit All Californians,” announcing that the BCSA will investigate how businesses deploy AI and chatbot technologies to ensure they are not being used to perpetrate scams, exploit consumer data, or undermine longstanding consumer protections, including prohibitions on unlicensed activity. The BCSA, which Governor Gavin N
Washington, D.C. Medical Debt Law Banning Credit Reporting and Restricting Collections Takes Effect - insideARM (opens the original)
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On August 20, the District of Columbia’s Medical Debt Mitigation Amendment Act of 2026 (B26-0438) became law without the Mayor’s signature after the D.C. Council passed the bill unanimously. In relevant part, the law prohibits health care providers and debt collectors from reporting medical debt to consumer reporting agencies, filing a property lien against a patient’s primary residence, and garnishing wages for patients with a household income below 500 percent of the federal poverty level. The
California DFPI Orders Mortgage Company to Pay $825k for Alleged Cybersecurity Failures Preceding Ransomware Attack - insideARM (opens the original)
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On August 13, the California DFPI announced a consent order requiring a Utah-based mortgage company to pay $825,000 for allegedly failing to adequately protect the personal information of more than 284,000 individuals, including over 34,000 California residents. According to the consent order, a threat actor breached the company’s network in March 2023, installed malware, stole employee credentials, and used them to disable network security systems before initiating a ransomware attack. Followin
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