HeyJaredSultan’s Substack
Focusing on applied Artificial Intelligence, specifically relating to financial services, cybersecurity and pharma/biotech (and probably some Macro monetary & foreign policy stuff too).
- Indexed issues, last 90 days
- 5
- Latest publication
- Sep 28, 2026
- Audience
- Checking…
- Earliest in this view
- Jul 13, 2026
Latest issues
Calm Down About the Agentic Bank Run (opens the original)
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Apollo’s Torsten Sløk asked on September 27 whether AI agents could trigger an “agentic bank run” by moving household cash into accounts that pay more interest. It’s a reasonable question. Some of the reaction has gotten a bit silly.An agent that finds you a better rate could make cheap deposits more expensive for a bank. Getting from there to a crisis across the financial system requires considerably more work. We have spent the last quarter century watching automation change the economics of f
Crypto Rented a Seat. The ABA Built the Table (opens the original)
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Bloomberg ran "Trump Pushes Crypto Bill, Escalating Industry's Fight With Banks" this morning, by Annie Massa, Lydia Beyoud and Olga Kharif. I'm in there briefly, two lines near the end. A piece that has to cover a bill heading for a floor vote can only carry so much, and the argument those two lines came out of runs quite a bit longer. So here's the long version — six questions I think are the right ones for understanding how this balance of power actually moved, plus the part I care most about
CSIS! (opens the original)
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Hi all! In case you missed it, I was recently named Senior Technical Expert (Non-resident), Economic Security and Technology at the Center for Strategic and International Studies! It’s been a long goal of mine to be able to contribute to that amazing organization and I’m really excited to take my experience and thoughts around emerging technology, economic and national security and the future of our great nation to this new challenge. I’m still running my secured AI firm, Frontier Foundry and ou
The New Latin Vulgate (opens the original)
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There’s a strange, mostly invisible trade happening nearly every day in America: AI companies buying used books by the truckload, slicing off their spines, scanning the pages, and pulping what’s left. Not dozens of books. Not thousands. Orders that run from a thousand to a million books at a time, brokered by intermediaries who advertise anonymity as a feature, because — as one of them admitted in writing — “AI company destroys two million books” is not a headline that generates sympathy.This sh
The Fed Just Told You the Price of the Light Touch. Pay It Now. (opens the original)
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Last Tuesday, Vice Chair for Supervision Michelle Bowman delivered opening remarks at an FSB outreach event on the consultation report she initiated: Sound Practices for the Responsible Adoption of Artificial Intelligence in Finance. Six minutes of remarks. Most of the industry will skim the headline and move on, and that would be a mistake.Produced with the Treasury and the SEC, Bowman’s report gets finalized as a U.S. G-20 deliverable later this year. This is America’s latest supervisory doctr
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