HeyJaredSelling St Pete with Nicole Saunches
Your Go-To Resource for all things real estate and all things St Pete
- Indexed episodes, last 90 days
- 9
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- Sep 25, 2026
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- Jul 15, 2026
Latest episodes
E081: Hurricane Deductibles, Storm Damage & Flood Insurance: What Florida Condo Owners Get Wrong (opens the original)
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In Florida, your hurricane deductible doesn't work like any other deductible on your policy. It's likely a percentage of your dwelling coverage, and it applies once per calendar year, not once per claim. After Helene and Milton hit two weeks apart in 2024, a lot of homeowners learned that the hard way. In Part 2 of this conversation, Nicole Saunches is joined again by Jill Quinn of Florida All Risk Insurance , a licensed agent and former field adjuster. They break down how hurricane deductibles
E080: Condo Master Policy vs. HO6: The Insurance Coverage Gap That Catches Florida Buyers Off Guard (opens the original)
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If you own a Florida condo or you're buying one, there's a gap between what your association's master policy covers and what you're personally responsible for — and many owners don't find out where the gap is until it's too late to fix it. In this episode, host Nicole Saunches sits down with Jill Quinn of Florida All Risk Insurance — a 26-year insurance industry veteran with hands-on experience as a licensed catastrophe claims adjuster (including Hurricane Irma and Hurricane Michael) — to walk t
E079: This $80,000 Grant Could Get St. Pete Hurricane Renters Into a Home — Even in a Flood Zone (opens the original)
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What is the Sunrise St. Pete program, in one sentence? Sunrise St. Pete is a HUD-backed, forgivable down payment assistance grant of up to $80,000 for renters who lived in St. Petersburg during Hurricane Idalia or Hurricane Helene, designed to help them transition from renting into homeownership — including in flood zones. If you were renting in St. Petersburg during Hurricane Idalia or Hurricane Helene and assumed homeownership was out of reach, this episode is your reason to reconsider. Host N
E078: Florida Condo Financing in 2026: Why Your Mortgage Can Be Denied After You're Approved (opens the original)
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Can you be fully approved for a mortgage and still have your condo loan denied? Yes. Mortgage expert Doug Wagner explains why the condominium building itself can determine whether a buyer can get financing, what changed August 3, 2026, how condo reserves and insurance affect financing, and what buyers and sellers should know before getting under contract. If you're buying a Florida condo in 2026, there's an important question you need to ask before writing an offer: Does the condo building quali
E077: What Changed Since SB 4D — And the Condo Red Flags Attorneys Actually Watch For (opens the original)
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In this episode Nicole sits down with David Reider — real estate attorney and partner at Berlin Patten Ebling, and a former licensed Florida real estate agent — to unpack everything that's changed in Florida condo law since the Surfside collapse and Senate Bill 4-D (SB 4D), and what it actually means for someone buying a condo in St. Pete right now. David isn't just a real estate attorney — he holds a master's in public health and disaster relief, that combination is exactly why this conversatio
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