HeyJaredScott Staton
- Indexed articles, last 90 days
- 4
- Latest publication
- Sep 28, 2026
- Outlet visibility, for Money Talks News
- Top 500K sites
- Earliest in this view
- Jul 10, 2026
Latest articles
Why Your Regular Retirement Income Is Hiking Your Capital Gains Tax (and What to Do About It) (opens the original)
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Editor's Note: This story originally appeared on Boldin. You did everything right. You kept your income moderate, sold some appreciated stock, and assumed most of your gains would land in the 0% capital gains bracket. Then you filed, and your capital gains tax was an unpleasant surprise. Capital gains and qualified dividends can quietly bump you into a higher capital gains bracket because they layer on top of taxable income in your return. When the total reaches above certain income thresholds,
Here’s Where to Put Your Next Retirement Dollar for Maximum Growth (opens the original)
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Editor's Note: This story originally appeared on Boldin. Most people who save across multiple accounts get there by figuring things out as they go: a 401(k) here, an IRA there. It’s meaningful progress, but how to prioritize retirement accounts is rarely examined. That sequence is a big factor in determining how much of your money compounds without tax drag, which means it can be as important to your long-term retirement planning as the amounts you’re saving. For most people, there’s room to imp
Why a Down Market Is the Perfect Tax Window for Roth Conversions (opens the original)
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Editor's Note: This story originally appeared on Boldin. Watching your balances shrink during a market downturn isn’t easy. But there’s a lesser-known upside: It creates a good opportunity to do a Roth conversion at a lower tax cost. This is one of the better planning moves a sliding market makes possible, and many investors miss it entirely. “When markets are down, it’s hard to avoid the noise, and people have a natural tendency to want to do something versus just watch their balances decline,”
Are You Saving Enough for Retirement Compared to Other Americans Your Age? (opens the original)
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Editor's Note: This story originally appeared on Boldin. If you’ve checked your 401(k) recently and wondered how it compares nationally, Vanguard’s How America Saves 2026 report offers a concrete starting point. Based on 4.6 million participant accounts, the average 401(k) balance at year-end 2025 was $167,970. The median was $44,115. Both of those figures are new records. But the average has a way of making most readers feel further behind than they really are. The age-by-age benchmarks shift t
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