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- Indexed articles, last 90 days
- 3
- Latest publication
- Sep 12, 2026
- Outlet visibility, for ClevelandBanner.com
- Top 1M sites
- Earliest in this view
- Jul 29, 2026
Latest articles
Must I enroll in Medicare at age 65? (opens the original)
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Dear Rusty: I will be turning 65 next month, I am currently retired and I am not on Social Security. My question is; Is there anything I have to do if I don't want Medicare? I am on my wifeâs employer plan, and she works for the Postal Service as a Rural Carrier. She doesn't plan on retiring for another 8 yrs. Also, I would like to wait till my full retirement age (FRA) before I draw Social Security at 67. Do I have to draw Medicare at that point? Signed: Retired but Curious Dear Retired but C
We were bitten by Medicare’s IRMAA this year; what should I do? (opens the original)
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Dear Rusty: My wife and I file our taxes jointly. In 2024, I took an IRA Required Minimum Distribution (RMD) which was significantly more than I was required to take. My Medicare premiums were not affected in 2025, and our Social Security payments were not reduced. Then, our joint filing in 2025 kept us below the IRSâ âModified Adjusted Gross Income (MAGI) level. Yet in 2026 our Medicare payments increased and our Social Security payments were reduced. If my MAGI is below the maximum for 202
When should my wife file for spouse benefits? (opens the original)
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Dear Rusty: My wife is 66 (born February 1960) and started taking Social Security retirement benefits just over one year ago at age 65. She was a stay-at-home Mom for most of her adult life. I turned 62 this past March and received my first SS payment recently for a May 2026 start. We are scheduled to meet with SSA in late July to initiate spousal benefits because my wifeâs current benefits are less than 50% of mine. We also have an adult disabled son who receives Supplemental Security Income
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Top 1M sites
For ClevelandBanner.com, the outlet · Measured Aug 1, 2026
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