HeyJaredRobert Kazdin
- Indexed articles, last 90 days
- 1
- Latest publication
- Jul 15, 2026
- Outlet visibility, for National Mortgage News
- Top 5M sites
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- Jul 15, 2026
Latest articles
Banking regulators missed a major loophole in proposed capital rules (opens the original)
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Federal banking regulatorshave proposed anew capital rule that determineshow much capital banks must hold against potential losses on home mortgage loans. The proposal bases mortgage capital requirements on a borrower's equity in the home. This general approach is sensible. However, the proposal contains a significant structural flaw that weakens the accuracy of its risk-based capital framework and creates an unlevel playing field by treating economically similar levels of borrower leverage. In
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