HeyJaredRinggit and Sense
Sharper and stronger than a double espresso. The Morning Run stretches your mind and braces you for the business day. It's your fast track into work where you can hit the ground running.
- Indexed episodes, last 90 days
- 11
- Latest publication
- Sep 17, 2026
- Audience
- Checking…
- Earliest in this view
- Jul 8, 2026
Latest episodes
New iPhones, Price Hikes: Is Upgrading Actually Worth It? (opens the original)
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As new iPhones hit stores tomorrow, it’s clear that smartphones are getting more expensive. So how should we navigate this as buyers? Alexander Wong, Managing Editor of SoyaCincau, joins Ringgit and Sense to unpack what your money actually buys across today's higher price tiers and where he believes the pricing sweet spot is. As expected, Apple unveiled its latest hardware lineup last week, featuring the much-anticipated iPhone Duo, Apple’s first foldable iPhone, while a base-model iPhone 18 was
iPhones Are Expensive. Should You Subscribe Instead? (opens the original)
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With Apple’s latest iPhones pushing prices higher than ever, are monthly subscriptions and leasing plans the answer instead of paying cash upfront? Idham Idris, Director of Corporate Treasury Investment Services and Licensed Financial Planner at Wealth Vantage Advisory, joins Ringgit and Sense to break down how much it really costs when we spread out the payment of a smartphone. Are these "phone-as-a-service" options good, bad, or complicated? Idham unpacks how monthly pricing can trick our brai
How Will Your Wealth Be Passed to the Next Gen? (opens the original)
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With trillions passing to heirs globally, preparing successors involves far more than transferring financial balances. Lim Eng Ping, Maybank’s Head of Wealth Management Malaysia, and Abdul Halim Abdul Rashid, Maybank’s Head of Islamic Wealth Management Malaysia, join BFM’s Ringgit and Sense to discuss how families can successfully navigate intergenerational succession. They unpack why instilling financial discipline, business values, and stewardship early in children is essential to long-term we
P/E, DCF, or Price to Sales: How Should You Value Stocks? (opens the original)
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How should you value a stock? There are numerous ways and models to value a company, but using the wrong one can give a very misleading picture of what a business is actually worth. Pankaj C. Kumar, Managing Director of Datametrics Research and Information Centre (DARE), joins BFM’s Ringgit & Sense to break down the variety of valuation methods and explain when each is appropriate. He dives into the P/E ratio, discounted cash flow (DCF), price-to-book price-to-sales, and EV/EBITDA, illustrating
Is IPO Investing Worth It? Red Flags to Watch (opens the original)
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Should individual investors avoid investing in IPOs? With data showing that two out of three IPOs in Malaysia trade below their listing price within a year, separating genuine long-term value from short-term market hype is harder than ever. Ng Zhu Hann, CEO of TradeView Capital, joins BFM’s Ringgit and Sense to discuss why first-day price pops and high over-subscription rates can be deceiving, and what it really takes to evaluate an initial public offering (IPO). He reveals critical prospectus r
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