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Richard J. Andreano

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Indexed articles, last 90 days
4
Latest publication
Sep 15, 2026
Outlet visibility, for natlawreview.com
Top 1M sites
Earliest in this view
Aug 18, 2026

Latest articles

  1. Article · Sep 15, 2026 · Richard J. Andreano, Jr.

    MBA Sues New Jersey Over Disparate Impact Rule (opens the original)

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    The Mortgage Bankers Association (MBA) recently filed a lawsuit in the U.S. district court for the district of New Jersey challenging the disparate impact rules adopted by the state. In December 2025, the New Jersey Division on Civil Rights (DCR) adopted Rules Pertaining to Disparate Impact Discrimination under the New Jersey Law Against Discrimination. In a press release announcing the adoption of the Rules, then New Jersey Attorney General Matthew J. Platkin and the DCR stated that the “DCR ha

  2. Article · Aug 26, 2026 · Richard J. Andreano, Jr.

    Interagency Special Purpose Credit Program Statement Rescinded (opens the original)

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    As previously reported, in February 2022, eight federal agencies issued an Interagency Statement encouraging the offering of special purpose credit programs (SPCPs) under the Equal Credit Opportunity Act (ECOA). The agencies were the CFPB, FDIC, OCC, Fed, NCUA, HUD, DOJ, and FHFA. Seven of the agencies have now rescinded the Interagency Statement. The Fed did not participate in the joint rescission. The rescission is in part based on the April 2026 amendments to Regulation B adopted by the CFPB

  3. Article · Aug 18, 2026 · Richard J. Andreano, Jr.

    NFHA Amends Challenge to CFPB’s Regulation B Rule, Adding New Attack on Agency’s Rulemaking Process (opens the original)

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    The National Fair Housing Alliance (“NFHA”) and three other plaintiffs have amended their lawsuit challenging the CFPB’s recently issued amendments to Regulation B under the Equal Credit Opportunity Act (“ECOA”). The amended complaint, filed August 11, makes several important changes to the complaint originally filed on May 27. The amendments do not fundamentally alter the plaintiffs’ challenge to the Regulation B rule. The plaintiffs continue to contend that the CFPB acted unlawfully in elimina

  4. Article · Aug 18, 2026 · Richard J. Andreano, Jr.

    FTC Abandons Disparate Impact and “Unfair Discrimination” Theories: A Major Shift in Federal Consumer-Protection Law (opens the original)

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    The Federal Trade Commission (FTC) has taken a major step toward dismantling two theories of discrimination. In a new Policy Statement Regarding Disparate-Impact Claims and “Unfair Discrimination” Claims, the FTC announces that it will no longer pursue disparate-impact claims under the FTC Act or the Equal Credit Opportunity Act (ECOA). Just as significantly, although less prominently emphasized in the Policy Statement, the FTC has now repudiated its position that the “unfairness” prong of Secti

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