HeyJaredRichard J. Andreano
- Indexed articles, last 90 days
- 9
- Latest publication
- Sep 16, 2026
- Outlet visibility, for Mondaq
- Top 500K sites
- Earliest in this view
- Jul 14, 2026
Latest articles
MBA Sues New Jersey Over Disparate Impact Rule (opens the original)
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The Mortgage Bankers Association (MBA) recently filed a lawsuit in the U.S. district court for the district of New Jersey challenging the disparate impact rules adopted by the state. In December 2025, the New Jersey Division on Civil Rights (DCR) adopted Rules Pertaining to Disparate Impact Discrimination under the New Jersey Law Against Discrimination. In a press release announcing the adoption of the Rules, then New Jersey Attorney General Matthew J. Platkin and the DCR stated that the “DCR ha
Mortgage Banking Update - August 27, 2026 (opens the original)
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August 27 – Read the newsletter below for the latest Mortgage Banking and Consumer Finance industry news, written by Ballard Spahr attorneys. In this issue, our lawyers examine current happenings at the CFPB, review proposed targeted amendments to the Community Reinvestment Act regulations, and spotlight upcoming breakout sessions from our HR Legal Summit, along with other noteworthy updates. All content can be found previously published on Ballard Spahr’s Insights page. Consumer Finance Monitor
Interagency Special Purpose Credit Program Statement Rescinded (opens the original)
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As previously reported, in February 2022, eight federal agencies issued an Interagency Statement encouraging the offering of special purpose credit programs (SPCPs) under the Equal Credit Opportunity Act (ECOA). The agencies were the CFPB, FDIC, OCC, Fed, NCUA, HUD, DOJ, and FHFA. Seven of the agencies have now rescinded the Interagency Statement. The Fed did not participate in the joint rescission but separately withdrew the guidance. The rescission is in part based on the April 2026 amendments
NFHA Amends Challenge To CFPB’s Regulation B Rule, Adding New Attack On Agency’s Rulemaking Process (opens the original)
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The National Fair Housing Alliance (“NFHA”) and three other plaintiffs have amended their lawsuit challenging the CFPB’s recently issued amendments to Regulation B under the Equal Credit Opportunity Act (“ECOA”). The amended complaint, filed August 11, makes several important changes to the complaint originally filed on May 27. The amendments do not fundamentally alter the plaintiffs’ challenge to the Regulation B rule. The plaintiffs continue to contend that the CFPB acted unlawfully in elimina
FTC Abandons Disparate Impact And “Unfair Discrimination” Theories: A Major Shift In Federal Consumer-Protection Law (opens the original)
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In a new Policy Statement Regarding Disparate-Impact Claims and “Unfair Discrimination” Claims, the FTC announces that it will no longer pursue disparate-impact claims under the FTC Act or the Equal Credit Opportunity Act (ECOA). Just as significantly, although less prominently emphasized in the Policy Statement, the FTC has now repudiated its position that the “unfairness” prong of Section 5 of the FTC Act independently authorizes the Commission to pursue discrimination claims. The second devel
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