Retire Texas Style!
Steve Hoyl and Derrik Caldwell have worked tirelessly to craft personalized, high-quality financial services to a diverse group of clients at all income levels.
- Indexed episodes, last 90 days
- 11
- Latest publication
- Sep 22, 2026
- Audience
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- Earliest in this view
- Jul 7, 2026
Latest episodes
AI Built My Retirement Plan... Should I Trust It? (opens the original)
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Can AI really build your retirement plan, or is something essential missing? Steve Hoyl discusses the growing trend of using AI, social media, and online advice for financial decisions, and why personalized planning still matters. They explore retirement age expectations across generations, strategies involving Social Security timing, Roth conversions, inflation planning, and how different retirement income sources can work together. The conversation also highlights the importance of understandi
Dolly Parton’s Legacy: What Retirees Can Learn About Lasting Wealth (opens the original)
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What does Dolly Parton’s legacy have to do with retirement planning? Steve Hoyl explores the lessons behind generational wealth, family financial conversations, and creating income streams that last through retirement. He discusses helping loved ones without enabling them, preparing for market volatility, managing rising costs and interest rates, and why a retirement strategy should go beyond a 401(k). The conversation highlights the importance of income planning, risk management, and building a
The Chuck E. Cheese Lesson Every Future Retiree Should Hear (opens the original)
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What if a simple trip to Chuck E. Cheese revealed one of the biggest retirement planning challenges people face today? Steve Hoyl discusses how rising costs, inflation, market volatility, and changing retirement realities are reshaping financial planning. From the disappearance of pensions to the importance of balancing risk, building emergency savings, and creating reliable income strategies, they compare retirement planning today with decades past. The conversation also explores why buying pow
What Would Dolly Do? Lessons on Legacy, Life, and Retirement (opens the original)
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What if the secret to a fulfilling retirement has less to do with money and more to do with the life you build around it? This episode explores the legacy of Dolly Parton, the psychology behind spending in retirement, and why guaranteed income often feels easier to use than savings. Steve Hoyl discusses retirement income strategies, financial literacy, key milestones like age 59½, and the importance of creating a plan that balances confidence, lifestyle, and legacy. Get Your Complimentary Retire
Has Your Retirement Strategy Expired? (opens the original)
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What if the biggest risk in retirement isn’t the market, but relying on outdated strategies? Steve Hoyl discusses retirement planning “expiration dates,” including why rules like the 4% withdrawal strategy and one-size-fits-all risk formulas may no longer fit every retiree. The conversation explores the importance of income planning, coordinating financial decisions as a couple, preparing for unexpected life events, and aligning retirement goals with the experiences that matter most. From avoidi
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