Replace Your Paycheck
Ready to find out exactly how much you need? In this episode, Robert Lettin walks you through the three essential steps to determine your target retirement income.
- Indexed episodes, last 90 days
- 12
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- Sep 29, 2026
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- Jul 9, 2026
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Why Not You? Ep. 5 — It’s About Time (opens the original)
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When it comes to investing, time may be more powerful than talent. In Episode 5 of Why Not You? , Robert Lettin looks at one of the simplest—and easiest to underestimate—parts of building wealth: giving your investments enough time to work. You don't need to constantly find the next hot stock or make brilliant investment decisions. Modest amounts invested consistently over many years can allow compounding to do much of the heavy lifting. The advantage isn't necessarily being smarter. It's having
Why Not You? Ep. 4 — Pick Your Number (opens the original)
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How much money is actually enough?Most people have an idea of what it means to be “rich,” but that's hard to plan for. In Episode 4 of Why Not You?, Robert Lettin turns that vague ambition into a much more useful question:What kind of life do you want—and how much does that life actually cost? Financial independence isn't necessarily about accumulating as much money as possible. It's about identifying your number: enough to live well, sleep peacefully, and have choices about how—and whether—you
Why Not You? Ep. 3 — Open and Feed Your Accounts (opens the original)
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Opening an investment account is only the beginning. You have to feed it. In Episode 3 of the Why Not You? series, Robert Lettin explains that building wealth wasn't from one enormous financial decision. It comes from consistently putting money to work through accounts such as your Roth IRA, 401(k), and individual investment accounts. Instead of waiting to see what's left at the end of the month, Robert flips the thinking: invest first, then live on what's left. Small contributions. Consistently
Why Not You? Ep. 2 — Stop Chasing Money (opens the original)
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A bigger paycheck doesn't necessarily make you wealthier.In Episode 2 of the Why Not You? series, Robert Lettin looks at why even high earners can still feel financially trapped—and why building wealth has less to do with constantly chasing more income and more to do with what you keep and what you do with it.Turn income into assets. Assets into investments. Investments into wealth. And ultimately, build an income stream that gives you something far more valuable than a bigger paycheck: the free
Why Not You? Ep. 1 — Financial Freedom Is for Ordinary People (opens the original)
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Robert challenges the idea that financial independence only happens to other people.You don't need perfection. You don't need to predict the market or become obsessed with money. What you need is a target, a plan, consistency, and time.Over the next 10 episodes, Robert will explore how ordinary people can make extraordinary commitments, build wealth over time, and ultimately work toward making the paycheck optional.Because the question isn't whether somebody can do it.The question is: Why not yo
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