Real Estate Jerky
Ed Parcaut, MBA, President, Lending for Living brings over 25 years experience in the real estate and mortgage industry to live radio at Powertalk 1360 AM KFIV, Saturday’s at 12noon.
- Indexed episodes, last 90 days
- 7
- Latest publication
- Sep 8, 2026
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- Jul 7, 2026
Latest episodes
Builder Incentives Reveal the Real Pressure in New Construction (opens the original)
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Ed Parcaut and Mike Kelly cover AI in business, national housing inventory, price reductions, California and Stanislaus County real estate numbers, builder incentives, San Francisco luxury demand, cost-of-living pressure, empty-nester housing, and adult children moving back home. National inventory rose to 879,764, median list price dropped to $440,000, days on market moved to 70, and price reductions reached 42.10%. Ed and Mike also discuss why AI can help professionals work faster, why builder
Homeowners Stay Put as Rates Keep Remodeling Demand Alive (opens the original)
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Ed Parcaut and Mike Kelly cover as-is pricing, seller repairs, rate-lock extension costs, national inventory, price reductions, California and Stanislaus County housing supply, builder incentives, USDA loans, CalHFA costs, and buyer payment strategy. National inventory rose to 871,063, median list price moved to $445,000, days on market stayed at 63, and price reductions reached 41.68%. Ed and Mike also explain why seller delays can cost buyers money through lock extensions, why USDA may be wort
Millennial Homeownership Surges Across California and Major U.S. Cities (opens the original)
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Ed Parcaut and Mike Kelly cover falling national inventory, rising price reductions, record homeowner equity, FHA and VA mortgage distress, assumable VA loans, self-employed borrower rules, and millennial homeownership. National inventory moved to 865,709, median list price fell to $448,665, and price reductions reached 41.44%. At the same time, homeowner equity hit a record $18 trillion, while more recent FHA and VA borrowers showed higher levels of negative equity and default. Ed also explains
Why Buyers Should Negotiate Now Before Mortgage Rates Drop (opens the original)
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Ed Parcaut and Mike Kelly cover VA buyer strategy, FHA and CalHFA loan concerns, closing-cost negotiations, seller credits, 1-0 temporary buydowns, national housing inventory, California listings, Stanislaus County closings, retirement planning, and ballot tax concerns. National single-family inventory reached 865,223, up 5,864 from the prior week. California active listings remained well below what many buyers need, while Stanislaus County showed around 759 active listings and roughly 240 close
Homeownership Rates Show Why Younger Buyers Need a Plan (opens the original)
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Ed Parcaut and Mike Kelly cover national housing inventory, price reductions, pre-qualification versus pre-approval, California housing data, Stanislaus County real estate activity, reverse mortgage purchase closings, short sales, and homeownership rates. National inventory rose to 859,359, median days on market moved from 52 to 63, and price reductions climbed to 40.22%. Ed explains why fully underwritten pre-approval is stronger than a simple pre-qualification and why that matters when a buyer
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