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People, Not Titles

Welcome to the People, Not Titles Podcast, where we delve into the inspiring stories and experiences of real estate professionals and entrepreneurs. Join us as we shine a light on their journeys, successes, and challenges, giving voice to their brand and story.

Podcast · By Stephen Kaempf · English

Indexed episodes, last 90 days
19
Latest publication
Sep 28, 2026
Audience
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Earliest in this view
Jul 8, 2026

Latest episodes

  1. Episode · Sep 28, 2026

    The 7% Mortgage Shock Is Here - What Happens Next? (opens the original)

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    The Fed has raised rates for the first time in three years, and 30-year mortgages are now hovering around 7%. In this week's Market Trends episode, Matt Lombardi and Steve Kaempf break down what the hike means for buyers, why refinancing has dropped 65%, and how to protect yourself with smart rate shopping. Plus: multifamily construction falls 22.5% in August, pending home sales edge up 0.3%, cities like Indianapolis and Rockford are cutting red tape to build faster, and how AI and coordinated s

  2. Episode · Sep 21, 2026

    81% of U.S. Housing Markets Are Overvalued - What Happens Next? (opens the original)

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    Zillow just lost a key court battle against eXp and Compass, with a federal judge denying its injunction request. In this week's market trends episode, Matt Lombardi and Steve Kaempf break it down, plus August CPI ticks up on gas prices, existing home sales hit a 14-month low, 81% of US markets are overvalued per Fitch, malls are outperforming every other commercial sector, and NAR wins another MLS membership lawsuit. New episodes of Market Trends drop every week — subscribe so you don't miss th

  3. Episode · Sep 17, 2026

    From Blueprints to Bytes: The Rise of General Contracting Technology with Jonathan Klemm (opens the original)

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    In this episode of the People Not Titles podcast, host Steve Kaempf sits down with Jonathan Klemm, owner of Quality Builders. Jonathan shares his inspiring journey from getting laid off from a tech startup in 2020 to founding a successful general contracting and construction company.Whether you're a first-time investor, home hacker, or seasoned real estate professional, Jonathan breaks down the essential processes, mindsets, and strategies needed to navigate renovations and scale a business with

  4. Episode · Sep 14, 2026

    Mortgage Rates Hit 6.7% & Housing Market Is Changing Fast - What Happens Next? (opens the original)

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    Is the housing shortage actually a myth? A new report from Zelman and Associates argues the real crisis isn't a quantity shortage — it's an affordability shortage concentrated in starter homes, while deficit estimates from the White House, Realtor.com, and Harvard vary wildly. In this week's Market Trends podcast episode, Matt Lombardi and Steve Kaempf break down the data, plus a strong August jobs report (162,000 jobs added), mortgage rates holding at 6.7% as buyers get squeezed, institutional

  5. Episode · Sep 9, 2026

    65% Rate Hike Odds, $43K AI Savings, 6% Commissions & 10% Fewer Americans Are Moving (opens the original)

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    Only 8% of home sellers think a combined 6% buyer agent commission is fair, and 59% didn't even know they could opt out of paying it. In this week's market trends episode, Matt Lombardi and Steve Kaempf break down a new survey on how confused sellers still are about commissions, and why 93% who actually negotiated got a lower rate. Plus: Fed Chair Kevin Warsh signals inflation isn't fully tamed at Jackson Hole, with markets now pricing in a 64-65% chance of a September rate hike; Compass settles

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