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Patrick Wraight

Reporter

Indexed articles, last 90 days
4
Latest publication
Sep 30, 2026
Outlet visibility, for Insurance Journal
Top 1M sites
Earliest in this view
Jul 8, 2026

Latest articles

  1. Article · Sep 30, 2026 · Patrick Wraight

    Viewpiont: Idaho Supreme Court Finds Minimum Limit UIM Coverage Illusory (opens the original)

    Excerpt · English

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    I had a conversation the other day that brought an Idaho Supreme Court decision from 2022 to my attention. If you’re interested, it’s Pena v. Viking Insurance Company of Wisconsin. This is a case about an injury sustained in an auto accident and it speaks to an issue in some states the centers on how Underinsured Motorists coverage is applied. Since Uninsured Motorists and Underinsured Motorists (UM/UIM) coverage varies so wildly from state to state, we can’t deal with coverage from a countrywid

  2. Article · Aug 17, 2026 · Patrick Wraight

    Apartment Living: Why Property Owners Need Solid Insurance Requirements and Verification Processes in Lease Agreements (opens the original)

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    One of the upsides of apartment living is that you aren’t responsible for many of the maintenance issues that come with homeownership. One of the downsides is that you can’t always just do whatever you want with your apartment. Another upside is that you have the potential of a built-in community with neighbors in the building. The downside to that is you don’t always get to pick who your neighbors are and what they might do. Take this story, shared by ABC News on X. A woman simply wanted to get

  3. Article · Jul 13, 2026 · Patrick Wraight

    Why Building a Benefits Department Is Good Business (opens the original)

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    For many property and casualty agents, the realm of employee benefits might seem like a strange and mysterious world outside of their normal business. But what if it could be a way of strategically meeting the clients’ needs and building client relationships in a less traditional way? Agencies that serve businesses already understand their risks. Consider all of the businesses you work with; whether you consider yourself a generalist or specialist, by the time you work with a client for a couple

  4. Article · Jul 8, 2026 · Patrick Wraight

    Cyber Risk Discovers Insurance Infrastructure (opens the original)

    Excerpt · Critical tone

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    It seems like we get alerted of another data breach or other cyber incident every week. These incidents have gone beyond what we expect. It’s more than the retailer or the online store. We are seeing hospitals, cities, and more …

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