HeyJaredP Saravanan
- Indexed articles, last 90 days
- 5
- Latest publication
- Oct 2, 2026
- Outlet visibility, for The Hindu BusinessLine
- Top 50K sites
- Earliest in this view
- Jul 21, 2026
Latest articles
Taking stock of IRDAI’s distribution reset (opens the original)
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In India, insurance is still sold rather than bought, and for the past three years, the seller has often been paid far more than the service justified. On September 23, the Insurance Regulatory and Development Authority of India (IRDAI) released a consultation paper titled ‘Recalibrating Economics of Insurance Distribution’, proposing the most sweeping reset of how policies reach customers since it removed product-wise commission caps in 2023. First, the fragmented universe of corporate agents,
Why itâs time to scrap dollar billing for local SEZ deals (opens the original)
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Indiaâs special economic zones were built on a simple export logic: transactions with a customer outside the zone, in the domestic tariff area (DTA), must earn foreign exchange for the country. That rule still applies to services, even though it was relaxed for goods long ago. A software company, or a defence contractor sitting inside an SEZ, selling to an Indian client a few kilometres away in the same city, is currently required to bill that client in dollars. The Indian buyer must first pur
Will Apple Payâs entry create a ripple or a splash? (opens the original)
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Apple Pay is reportedly set to enter the Indian market by October 2026, marking the culmination of talks that have run on and off since 2023. For years, the company watched from the sidelines as India built the largest real-time retail payments system in the world, one that today processes billions of transactions every month through the Unified Payments Interface. Appleâs own contactless wallet is already active in more than ninety countries, and its absence from India, now among Appleâs fa
Market likely to adapt to new closing auction (opens the original)
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SEBI has changed how the official closing price is determined for shares on which futures and options are available. Now, regular cash-market trading in these shares ends at 3.15 pm, followed by an auction. Broadly, the price at which the maximum quantity can be matched becomes the official close. Most discussion has focused on whether this will improve price discovery and help institutions execute large orders more smoothly. The first few sessions have produced sharp moves, an unusual divergenc
The Brexit decade: What India must learn (opens the original)
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When British voters chose to leave the European Union in June 2016 by a narrow margin of 51.9 per cent to 48.1 per cent, economists warned of economic pain. Most assumed the damage would be sharp, visible, and short lived. A decade on, the evidence tells a different story. New research estimates that by 2025, Brexit had reduced UK GDP by between 6 per cent and 8 per cent (CEPR, 2025), with the costs accumulating quietly and persistently over time rather than arriving all at once. This was not th
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