HeyJaredOIC Answers on Insurance
Insurance is confusing, but we’re here to help. This podcast from the Washington State Office of the Insurance Commissioner (OIC) answers all kinds of questions about insurance in the Evergreen State, from Medicare to homeowners insurance claims to car insurance premiums.
- Indexed episodes, last 90 days
- 6
- Latest publication
- Sep 23, 2026
- Audience
- Checking…
- Earliest in this view
- Jul 13, 2026
Latest episodes
What's the deal with health insurance rates? (opens the original)
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Individual market health rates are up, on average, 22.2 percent among the 12 insurance companies selling plans on the state health benefit exchange. It’s the Insurance Commissioner’s responsibility to review these rates and, if they’re actuarially justified, approve them. But what does that mean? Why do the rates keep going up? And what happens if the Commissioner just says “no” to rate change requests? On this episode of OIC Answers , Washington state Insurance Commissioner Patty Kuderer welcom
Reproductive healthcare and your coverage rights (opens the original)
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Health plans in Washington have to provide coverage for over-the-counter contraceptives with no co-pays or deductibles. On this episode of the OIC Answers podcast, our summer intern Betty sits down with one of our policy analysts to go over what’s covered and how you can make sure your health insurer pays for it.
What we learned at Spokane’s Disaster Assistance Center (opens the original)
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The Office of the Insurance Commissioner deployed staff to the Disaster Assistance Center at Shadle Park High School immediately after the Spokane Complex Fire started in early August. On this episode of the OIC Answers podcast, the two OIC staffers who spent the most time in Spokane helping with fire recovery discuss what they saw, what they learned, the benefits of having insurance companies send representatives to the DAC to help with claims, and what people might not realize about their home
A brief update on the OIC's fire response (opens the original)
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On this episode of OIC Answers, hosts Aaron VanTuyl and Matt Baide provide a quick update on the OIC's response to the Spokane Complex Fires. Staff from the agency's consumer advocacy team will be on hand to answer questions and help fire survivors at the Shadle Park Disaster Assistance Center starting the morning of Thursday, August 6. Note: The Shadle Park insurance information event, originally scheduled for August 5, has been cancelled.
What’s in your auto policy? (opens the original)
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Everybody has car insurance, or at least they should. But once you sign up and fork over that first monthly premium, you get a big envelope full of information. What’s it all mean? What’s the difference between comprehensive and collision? Is there really “full coverage?” On this episode of the OIC Answers podcast , Amy Teshera from our Consumer Protection team walks us through every coverage option for your auto insurance and explains what it covers, when you’d need it, and when it probably isn
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