HeyJaredMortgage Matters
Mortgage Matters is a Las Vegas, Nevada–based mortgage and homeownership podcast hosted by licensed loan officers Roland Daniels (NMLS 355859) and Heidi Griffith (NMLS 2247754) with Geneva Financial.
- Indexed episodes, last 90 days
- 10
- Latest publication
- Sep 20, 2026
- Audience
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- Earliest in this view
- Jul 12, 2026
Latest episodes
The Hidden Math of Homebuying: What That Car Payment and Lower Rate Really Cost (opens the original)
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A lower interest rate sounds better. A $700 car payment might not seem like a housing decision. But when you're buying a home, one number rarely tells the whole story. This week on Mortgage Matters, Heidi and Roland put real numbers behind two common financial decisions. They show how a new car payment could dramatically change your home buying power, why great credit and a high income don't automatically mean you'll qualify for more, and why the lowest mortgage rate isn't always the least expen
Why Did My Mortgage Payment Go Up If I Have a Fixed Rate? (opens the original)
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A fixed-rate mortgage keeps your principal and interest predictable, but that doesn't mean your total monthly payment can never change. This week on Mortgage Matters, Heidi and Roland break down why property taxes and homeowners insurance can affect your payment, what Las Vegas homeowners should know about HOA increases, and why it's worth paying attention to those notices that show up in the mail. They also tackle a bigger question: How much house can you actually afford? Being approved for a c
Think You’re Priced Out? Nevada Rural Housing Has New Options for Homebuyers (opens the original)
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Think buying a home in Nevada is out of reach? Some recent changes may give buyers more options than they realize. Kevin Hickey from Nevada Rural Housing joins Heidi and Roland to break down major updates to Rural Rocks 20K, including expanded eligibility, a 620 minimum credit score and $20,000 in assistance that can be used toward eligible down payment and closing costs, with the option to use a portion for a permanent mortgage rate reduction. But affordability isn’t only about rates and down p
Las Vegas Buyers Have Leverage Again. Here’s How to Use It (opens the original)
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Las Vegas buyers may finally have more room to negotiate. Realtor Starla Jordan joins Heidi and Roland to talk about what today’s market means for buyers, where the opportunities are, and why a $10,000 seller credit could be worth far more than a $10,000 price reduction.
If We Were Buying a Home Right Now, Here’s What We Would Do (opens the original)
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What would two mortgage professionals do if they were buying a home in today’s market? Heidi Griffith and Roland Daniels put themselves in the buyer’s seat and talk through how they would approach a home purchase with their own money. From negotiating the purchase price and asking for seller credits to deciding how much cash to put into the transaction, they break down why the best deal isn’t always the one with the lowest price. Using a $400,000 home as an example, they also look at closing cos
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