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Mind Over Markets by Zerodha Varsity

We uncover finance topics, make them insightful in unconventional and fun ways, and deliver them straight to your inbox.

Newsletter · By Zerodha Varsity · English · Official site

Indexed issues, last 90 days
12
Latest publication
Sep 30, 2026
Audience
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Earliest in this view
Sep 2, 2026

Latest issues

  1. Issue · Sep 30, 2026

    Why the market’s best-performing index keeps changing (opens the original)

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    Markets are down. Screens are red, and foreign investors are selling. For someone who began investing recently, it can feel as though this is what the market always does.An investor who started at the beginning of 2020 has seen a very different journey. The Nifty 50 fell about 39% during the COVID crash, then climbed to a level roughly 115% above where it began 2020 by September 2024. That investor has seen both a frightening fall and a long rise. But someone who started near the end of 2024 arr

  2. Issue · Sep 26, 2026

    Added a nominee? That's only half the job. (opens the original)

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    In 2019, Stephen Colbert asked Keanu Reeves a question you don’t usually hear on a late-night comedy show: “What do you think happens when we die?” Keanu paused for a moment and said, “I know that the ones who love us will miss us.” For a few seconds, the studio went silent.The pain of losing someone can’t be replaced, and no amount of planning changes that. What good planning can do is spare the family a second kind of pain: going from pillar to post, between the bank, the broker, a lawyer, and

  3. Issue · Sep 23, 2026

    The River Below the Market (opens the original)

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    Liquidity is about flow. It tells us how easily something we own can be converted into the form we need, without losing too much value in the process. Cash in a bank account is already ready to use. A house may be valuable, but selling it can take months. If the owner needs money immediately, they may have to accept a much lower price.<a class="image-link image2 is-viewable-img" href="https://substackcdn.com/image/fetch/$s_!3hwT!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-pos

  4. Issue · Sep 21, 2026

    Why does BRICS exist? (opens the original)

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    In 2001, a Goldman Sachs economist named Jim O’Neill wrote a research note to describe what he believed would be the economies that could shape global growth over the following decades. The countries he picked were Brazil, Russia, India, and China. In no particular order other than when the first letters were arranged in order, you’d get a nice sounding acronym — BRIC.That’s the whole origin story.It wasn’t a case of the countries coming together and deciding to join hands. It was a report by an

  5. Issue · Sep 19, 2026

    Managing money in your 20s (opens the original)

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    When you land your first job and that first payslip hits your account, everyone has something to say.Your parents say buy a home. An insurance uncle shows up and asks you to buy a policy that doubles your money in fifteen years.Meanwhile, you come across a finance video that says start early, invest in the stock market, there’s nothing like it. Your cousin in the US says she goes all in on Bitcoin and asks you to do the same. You hear an inspiring story about a couple of friends who pooled their

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