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Laugh, Lend and Eat

Laugh, Lend, and Eat is where business meets banter. Hosted by Fobby Naghmi the show explores mortgage lending, leadership, fintech, and sales—with a side of humor and food talk.

Podcast · By Fobby Naghmi · English · Official site

Indexed episodes, last 90 days
5
Latest publication
Sep 30, 2026
Audience
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Earliest in this view
Jul 29, 2026

Latest episodes

  1. Episode · Sep 30, 2026

    2026: First Year as a Loan Officer — Getting Comfortable with the Uncomfortable (opens the original)

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    What does it really feel like to start over in mortgage when you have zero industry experience? In this episode of Laugh, Lend & Eat , Fobby Naghmi and Justin Neal sit down with Eleni Theodorakos , a brand-new loan officer navigating her first year in the business. Eleni describes the beginning in one word: terrifying . She talks candidly about leaving a world where she already knew how to succeed, stepping into mortgage, and realizing, “I think this is the hardest thing I’ve ever done.” The con

  2. Episode · Sep 23, 2026

    Top 10 Mortgage Fraud Red Flags for 2026 (opens the original)

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    Fobby and Justin open with Labor Day mortgage-market news — rates at a 12-13 month high, a surprising bump in purchase applications, UWM's FHA/VA share gain, Rocket's broker-poaching offer, and reactions to NEXA's new "NEXA Unlimited" 100%-revenue model — then spend the back half of the show counting down a top-10 mortgage fraud red-flags list from compliance firm Captify, trading war stories from their underwriting and originating days (a bankruptcy that blew up a refinance, a $32-33M "Robin Ho

  3. Episode · Sep 16, 2026

    Behind the Curtain with the Mortgage Nerd (opens the original)

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    Denise Donoghue closed 724 families in her best year — solo. Less than 2% of it came from social media. Donoghue, known across the industry as " The Mortgage Nerd, " joins Fobby Naghmi and Justin Neal to pull back the curtain on what actually drives numbers like that. We talk about the discipline behind the phone calls nobody wants to make, her "hot mess express" first 30 days in the business, and the client-experience philosophy — down to tracking favorite coffee orders and cookies — that keeps

  4. Episode · Sep 9, 2026

    Tacos, Trends & Trust w/ Dalila Ramos (opens the original)

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    Fobby and Justin kick off the second half of Season 7 after a six-week break, joined by returning guest Delilah Ramos — a self-employed mortgage industry connector, brand builder, and (as the guys tease her) "brand queen" — who just hired her first employee. The trio dig into the week's biggest mortgage headline, then get personal with Delilah about the philosophy behind how she builds and prunes her business relationships. Topics covered: [00:01] Season 7 returns — the guys catch up after the b

  5. Episode · Jul 29, 2026

    Can AI Replace the Mortgage Loan Officer? (opens the original)

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    Artificial intelligence is changing the mortgage industry faster than anyone expected. Homebuyers are arriving with better questions, more information, and AI-generated advice before they ever speak with a loan officer. So the question isn't whether AI is changing the business. The real question is: Can AI replace the loan officer? In this episode of Laugh, Lend & Eat , Fobby Naghmi, Madison Keenan, and Justin Neal tackle that question head-on. They discuss where AI delivers real value, where it

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