Konen’s Keys to Real Estate
Welcome to Konen’s Keys to Real Estate, the podcast where I, Ryan Konen, unlock the secrets to navigating the dynamic Utah real estate market.
- Indexed episodes, last 90 days
- 10
- Latest publication
- Sep 7, 2026
- Audience
- Checking…
- Earliest in this view
- Jul 6, 2026
Latest episodes
How Much Money Should I Keep After Closing? (opens the original)
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How much money should you have left after buying a home? In this episode, we discuss one of the most overlooked financial decisions first-time buyers face. Learn why keeping cash reserves matters, what unexpected expenses often surprise new homeowners, how to balance your down payment with financial security, and how to avoid becoming house poor after closing. This podcast is for informational purposes only and does not constitute financial, legal, or investment advice. Always consult a professi
What Credit Score Do I Need to Buy a House? (opens the original)
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What credit score do you actually need to buy a home? In this episode, we break down one of the most misunderstood parts of the mortgage process. Learn how lenders evaluate credit, why your score is only part of the story, what common mistakes can hurt your credit, and how buyers can improve their position before applying for a mortgage. This podcast is for informational purposes only and does not constitute financial, legal, or investment advice. Always consult a professional for guidance speci
Can I Buy a House With Student Loans? (opens the original)
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Can you buy a house if you have student loan debt? In this episode, we tackle one of the most common concerns among first-time buyers. Learn how lenders evaluate student loans, what debt-to-income ratio means, how different repayment plans can affect mortgage qualification, and what steps you can take to improve your chances of buying a home while still carrying student debt. This podcast is for informational purposes only and does not constitute financial, legal, or investment advice. Always co
Do I Really Need 20% Down to Buy a House? (opens the original)
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Do you really need 20% down to buy a house? In this episode, we break down one of the biggest myths in real estate and explain what buyers actually need to know about down payments, mortgage insurance, loan options, affordability, and financial readiness. Learn the pros and cons of putting different amounts down and how first-time buyers can approach homeownership without feeling discouraged by outdated assumptions. This podcast is for informational purposes only and does not constitute financia
What Nobody Tells You About Owning Your First Home (opens the original)
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What is homeownership actually like after you get the keys? In this season finale, we talk about the realities of owning your first home that most people never discuss. From maintenance and budgeting to emotional adjustment and long-term financial thinking, this episode prepares first-time buyers for the transition from buying a house to truly owning and managing a home. This podcast is for informational purposes only and does not constitute financial, legal, or investment advice. Always consult
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