Kiwi Real Estate, Inside Out
All things Kiwi, with an emphasis on the perspective of salespeople and agents. What's happening in the New Zealand real estate community and why?
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- Aug 5, 2026
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- Aug 5, 2026
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Why Stable Rates Still Get Buyers Declined (opens the original)
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This episode breaks down why buyers are still being declined even as rates stabilize, from bonus income treatment and living-expense assumptions to strict serviceability tests. It also explains why mortgage advisors now handle most new lending and why relying on one bank can cost buyers their deal.
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