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Kitchen Table Finance

Pull up a chair with David and Nick for warm, real conversations about money, purpose, and building the life you truly want. Focused on clarity and confidence, they help you move from uncertainty to a plan rooted in your values.

Podcast · By David Shotwell CFP(r) and Nick Nauta CFP(r) · American English · Official site

Indexed episodes, last 90 days
8
Latest publication
Sep 29, 2026
Audience
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Earliest in this view
Jul 7, 2026

Latest episodes

  1. Episode · Sep 29, 2026

    S5E21 – Is Your Retirement Income Taxed by the State of Michigan? (opens the original)

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    Michigan’s rules for taxing retirement income have changed over the past several years. In this episode of Kitchen Table Finance, Nick Nauta welcomes Matt Cooper of Matthew Accounting to explain what Michigan retirees should know.

  2. Episode · Aug 31, 2026

    S5E20 – State of Michigan Employee Retirement: How to Calculate Your Retirement Income (opens the original)

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    How much income will you have when you retire from the State of Michigan? Dave Shotwell and Nick Nauta discuss pensions, Social Security, 401(k) and 457 savings, withdrawal strategies, taxes, and the decisions that can shape your retirement paycheck.

  3. Episode · Aug 25, 2026

    S5E19 – Roth Conversions for MSU Employees (opens the original)

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    For longtime Michigan State University employees , retirement savings can often be heavily weighted toward pre-tax accounts. Until recently, MSU employees primarily made retirement plan contributions through pre-tax options. Add years of contributions, MSU’s university match, and investment growth, and those balances can become substantial. That creates an important tax planning question as retirement approaches: When should you pay the taxes on those savings? For over 25 years, we’ve specialize

  4. Episode · Aug 17, 2026

    S5E18 – Financial Life Planning Q&A: How to Make Your Money Support the Life You Want (opens the original)

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    What do you want your money to accomplish? It sounds like a simple question, but it can be difficult to answer. Many people spend decades saving for retirement without spending much time thinking about what they want retirement to look like. In this episode of Kitchen Table Finance, Nick Nauta is joined by Cole Williams for a listener Q&A about financial life planning. They discuss how the life planning process can help people identify what matters most before making decisions about investments,

  5. Episode · Aug 3, 2026

    S5E17 – Required Minimum Distributions Explained: RMD Rules for State of Michigan Retirees (opens the original)

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    When do RMDs start, how are they calculated and which retirement accounts are affected? Dave and Nick explain required minimum distribution rules, taxes, Roth conversions, QCDs and planning considerations for State of Michigan retirees.

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