HeyJaredKirti Jha
- Indexed articles, last 90 days
- 364
- Latest publication
- Oct 1, 2026
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- Top 10K sites
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- Jul 4, 2026
Latest articles
Buying term insurance in your 20s vs 30s vs 40s: How age, health and family responsibilities affect your cover needs | Mint (opens the original)
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Buying term insurance early can reduce the premium for the same level of cover, but age is not the only factor that determines how much a policyholder pays. Health, lifestyle, occupation, policy term and the amount of cover also affect the premium. For a ₹1 crore term insurance cover with a 30-year policy term, the annual premium under Aditya Birla Sun Life Insurance's Salaried Term Plan is ₹8,064 at age 25, ₹10,464 at 30, ₹14,784 at 35 and ₹21,792 at 40, according to Kamlesh Rao, MD & CEO, Adit
Three equity mutual fund categories have delivered 10%+ returns in 2026 so far, check the top-performing funds | Mint (opens the original)
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Equity mutual fund returns have been sharply uneven in 2026. While several categories are in negative territory, only three equity mutual fund categories have delivered more than 10% so far this year, based on category-level data as of 30 September. International equity funds lead the list with a 21.21% return, followed by pharma funds at 13.98% and small-cap funds at 10.59%. In contrast, large-cap funds have lost 8.17%, while technology funds have fallen 20.27% during the same period. The categ
DA hike: August CPI-IW rises to 154.4; is 65% DA likely for central govt employees? Here’s what the calculation shows | Mint (opens the original)
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The All-India Consumer Price Index for Industrial Workers (CPI-IW) rose 1.2 points to 154.4 in August 2026, from 153.2 in July, providing the latest indication of where the Dearness Allowance (DA) for central government employees could head from January 2027. The Labour Bureau released the August CPI-IW data on 30 September. Year-on-year inflation based on the index stood at 4.96% in August, compared with 4.57% in July. Under the 7th Pay Commission framework, DA is revised twice a year and the c
SGB premature redemption October 2026: 4 tranches eligible for early exit, check RBI dates and deadlines | Mint (opens the original)
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Sovereign Gold Bond investors holding some of the older 2019-20 and 2020-21 series have a chance to exit their investments before maturity in October. The Reserve Bank of India has scheduled premature redemption for four SGB tranches this month, giving eligible investors an opportunity to encash their bonds after completing the mandatory five-year holding period. But investors cannot simply wait until the redemption date to act. The request for premature redemption has to be submitted within a s
NPS Diwas 2026: Start at 25 or 40? Expert explains how your age can change your retirement savings strategy | Mint (opens the original)
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Retirement can seem too far away to prioritise in your 20s, while by the mid-30s, home loans, children's education and other financial commitments often compete for attention. But the age at which a person starts saving can materially change the amount they need to put aside for retirement. A 25-year-old has more time to ride out market volatility and benefit from compounding, while someone starting at 40 has a shorter accumulation period and may need to contribute more to target the same retire
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