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Keys and Clarity

Keys & Clarity is a Gulf Coast real estate podcast for people who want straight answers and less overwhelm.

Podcast · By Katie Ragland · American English · Official site

Indexed episodes, last 90 days
3
Latest publication
Sep 16, 2026
Audience
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Earliest in this view
Aug 3, 2026

Latest episodes

  1. Episode · Sep 16, 2026

    The Baldwin County Grant That Isn't a Loan: HAP, Explained (opens the original)

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    There's a Baldwin County program that can put up to $85,000 toward buying a home — and it's not money you pay back. In this episode, Katie Ragland breaks down the Homeownership Assistance Program (HAP) in plain English: what it is, why the "it's a grant, not a loan" distinction changes everything, who it's generally built for, and what the process actually looks like from the homebuyer education class to lender pre-approval. If affordability has been the one thing standing between you and a home

  2. Episode · Aug 8, 2026

    You Actually Get a Say: Baldwin County's Draft Master Plan 2026 (opens the original)

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    Baldwin County is one of the fastest-growing counties in Alabama — and right now there's a document on the county website that shapes land use, roads, infrastructure, and open space for years, open for public comment before the fall votes. In this episode I break down what the Draft Master Plan 2026 actually is, why a land-use plan touches your street more directly than it sounds, and how a handful of residents who speak up carry outsized weight. I also point you toward a free community program,

  3. Episode · Aug 3, 2026

    Reading Foley: Why the Small Stuff Downtown Tells You More Than the Big News (opens the original)

    Episode notes · Positive tone

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    Foley, Alabama is growing, and most people are watching the biggest projects on the board — the indoor aquatic center, the Wolf Creek Park boardwalk, the 99-acre Magnolia Walk development. Katie has covered each of those in earlier content, so this episode goes the other direction. She walks through the quieter changes that actually shape daily life: the new 40,000-square-foot public library opening August 4 on East Orange Avenue, Half Shell Oyster House opening in the historic Foley Bakery buil

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