Key Conversations
Welcome to Key Conversations, hosted by CJ and Katy Norman. The founders of Norman Homes. We’re a husband-and-wife real estate team in the West Metro Twin Cities, and this show is built for real people making real home decisions.We cover the buying and selling process, how to…
- Indexed episodes, last 90 days
- 7
- Latest publication
- Sep 16, 2026
- Audience
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- Earliest in this view
- Jul 22, 2026
Latest episodes
Key Conversations | #32 - Where Do You Even Start When Buying a Home? (opens the original)
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Thinking about buying a home, but not sure where to even begin?Before you start touring houses or worrying about finding the perfect property, there are a few things worth figuring out first.In this episode of Key Conversations with CJ and Katy, we walk through the early steps buyers can take to get more prepared, even if they are not quite ready to call a Realtor or lender yet.We start with your financial picture.That means understanding your savings, income, debts, and what you are actually co
Key Conversations | #31 - Cash Offer, As-Is, or Fix & List? We Ran the Numbers (opens the original)
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A few years ago, we worked with clients who were preparing to retire and sell their home.They had some flexibility with timing, some money available for improvements, and one big question:Do we take a cash offer, list the home as-is, or put some money into it first?So we looked at all three options.We compared the cash offer, what we thought the home could sell for if they listed it without making updates, and what the potential return could look like if they made some strategic improvements bef
Key Conversations | #30 - The Legal Side of Buying and Selling a Home | Ed Kaiser (opens the original)
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Most real estate transactions never turn into a legal battle, but there are plenty of moments when having the right legal guidance matters.For this episode of Key Conversations with CJ and Katy, we sat down with Ed Kaiser, real estate attorney and legal counsel at our brokerage, to talk about the legal side of real estate that buyers and sellers do not always get to see.What exactly does a real estate attorney do for agents?When does an agent need to bring legal counsel into a transaction?And wh
Key Conversations | #29 - What Home Buyers and Sellers Should Actually Spend Money On (opens the original)
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Buyers and sellers can both get distracted by the wrong things.For buyers, it might be paint colors, outdated light fixtures, old appliances, ugly furniture, or minor cosmetic damage.For sellers, it might mean spending thousands on a full kitchen remodel, expensive new appliances, or upgrades that look great but are unlikely to produce the return they were hoping for.In this episode of Key Conversations with CJ and Katy, we talk about what actually matters when you are buying a home and where se
Key Conversations | #28 - Divorce, Home Equity, and Financial Clarity | Michelle Leisen (opens the original)
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Divorce brings a lot of difficult decisions, and one of the biggest is often what to do with the house.In this episode of Key Conversations with CJ and Katy Norman, we sit down with Michelle Leisen, founder and owner of Divorce Smart and Wealth Planning Group in Minnesota. Michelle is a Certified Financial Planner™, Certified Divorce Financial Analyst®, and Minnesota Rule 114 Qualified Neutral with more than 28 years of experience helping individuals and families navigate the financial side of d
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