HeyJaredKenneth H. Thomas
- Indexed articles, last 90 days
- 3
- Latest publication
- Sep 14, 2026
- Outlet visibility, for American Banker
- Top 1M sites
- Earliest in this view
- Jul 6, 2026
Latest articles
Banking has an AI blind spot: the human intelligence gap (opens the original)
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The banking industry's rush into artificial intelligence risks undercutting ROI without continued investment in what I think of as human intelligence, or HI. AI is moving faster than banks are training those overseeing it, creating a troubling AI/HI gap in basic banking education from new employees to the boardroom. The industry provides financial literacy for consumers, but what about in-house banking literacy? This is not an anti-AI column, but a pro-HI one. Full disclosure: I've taught bankin
Here's what happened when a struggling bank was 'too small to save' (opens the original)
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When big banks fail in the U.S., like the three $100+ billion banks in 2023, there are congressional hearings, postmortems, even TV specials. Nobody cares when small banks fail, even if it's the smallest bank in the country. But, what if the government was the primary cause of the failure because it was "too small to save?" This is the untold story of why America's smallest bank, Indiana's $3.7 million Kentland Federal Savings and Loan Association — a two-employee operation halfway between Chica
As the US celebrates 250, remember the cradle of its banking industry (opens the original)
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Forward look: Our nation's 250th anniversary is being celebrated without properly recognizing the many institutions and financiers who made independence possible. Living in Philadelphia's Society Hill during the 1976 Bicentennial was a banking historian's dream come true. Most Americans experienced it through the lens of patriotism and politics. I experienced it through the lens of banking history. Philadelphia didn't just host the Founding Fathers. It financed them. Philadelphia gave us the ban
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