John Seetoo
- Indexed articles, last 90 days
- 38
- Latest publication
- Sep 29, 2026
- Outlet visibility, for 24/7 Wall St.
- Top 50K sites
- Earliest in this view
- Jul 4, 2026
Latest articles
I’m 62 and worth millions: how can I give more to my kids without getting slammed on taxes? (opens the original)
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Ramsey endorsed structuring a $300,000 family business loan repaid via annual $19,000 tax-free gifts, keeping transfers off IRS radar year by year. The One Big Beautiful Bill Act permanently raised the federal lifetime gift and estate tax exemption to $15 million per individual, effective January 1, 2026. An estate valued between $10 million and $12 million may owe zero federal tax yet still face heavy state liability, with exemptions as low as $1 million in Oregon. Read More: Avoid these 13 ret
My father-in-law wants to give us $1 million to wipe out our mortgage – should I accept or prove I can do it on my own? (opens the original)
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Accepting the $1M gift eliminates nearly 7% interest on a jumbo mortgage, delivering an immediate risk-free return that rivals most market strategies. The new $15M lifetime gift exemption lets the in-laws transfer the full $1M immediately tax-free, requiring only a Form 709 filing. An intrafamily loan at the 3.72% IRS minimum rate saves roughly 3 percentage points versus the current 6.9% jumbo mortgage rate. Read More: Learn 7 ways to generate income with a $1,000,000+ portfolio (sponsor) People
VYM’s $94.6 Billion Portfolio Beats Treasury Yields with Dividend Kings Leading the Way (opens the original)
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VYM's $94.6 billion portfolio delivered a 21.6% total return over the past year while maintaining a well-covered dividend stream backed by blue-chip free cash flow. AT&T has held its dividend flat for four consecutive years while carrying net debt/EBITDA of 2.71x, making dividend growth unlikely despite the payout remaining safe. AbbVie's Skyrizi and Rinvoq now generate $6.6 billion per quarter, providing roughly 2x dividend coverage despite Humira's 38% revenue decline. Are you ahead, or behind
When Call-Writing ETFs Underperform: RYLD Gives Up 8% to Uncapped Peers This Year (opens the original)
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RYLD sells covered calls to fund its double-digit yield, but payouts have dropped nearly 50% from the 2021 volatility peak as premiums compressed. IWM gained 35% over five years while RYLD returned only 18%, proving the upside cap costs shareholders significant capital growth. Are you ahead, or behind on retirement? SmartAsset's free tool can match you with a financial advisor in minutes to help you answer that today. Each advisor has been carefully vetted, and must act in your best interests. D
AMLP vs. MLPX: Which Midstream Energy ETF Pays You Better and Spares You the K-1? (opens the original)
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MLPX crushed AMLP 470% to 95% over ten years by dodging the corporate-tax drag that erodes NAV every time MLP units rise. AMLP's 7.76% yield nearly doubles MLPX's 4.13%, but that income premium is compensation for accepting slower NAV growth in rising markets. AMLP charges 1.01% annually versus MLPX's 0.45%, meaning income-focused investors pay more in fees while also absorbing fund-level corporate taxes. This lithium producer surpassed a $1B private valuation, joining some of America's most pow
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