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Jesse Brewer

Reporter · US

Indexed articles, last 90 days
3
Latest publication
Sep 30, 2026
Outlet visibility, for HousingWire
Top 500K sites
Earliest in this view
Aug 4, 2026

Latest articles

  1. Article · Sep 30, 2026 · Jesse Brewer

    More than One Credit Score Can Affect Mortgage Pricing (opens the original)

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    For most of my adult life, we have talked about credit scores as if everyone has one. “What’s your credit score?” “Mine is 720.” “I need to get mine above 700 before I buy a house.” It turns out that may be an overly simplistic way to think about credit, particularly when applying for a mortgage. A change taking place at Fannie Mae and Freddie Mac is giving mortgage lenders another way to evaluate a borrower’s credit. And for some borrowers, it could affect whether they qualify for a loan and ho

  2. Article · Sep 2, 2026 · Jesse Brewer

    Property Tax Reassessment Risk in Real Estate Underwriting (opens the original)

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    When most investors begin underwriting a real estate acquisition, they start with the numbers provided by the seller or broker. Rents. Utilities. Insurance. Repairs and maintenance. Property taxes. Most of those numbers provide a useful starting point. One of the easiest mistakes to make when underwriting an investment property is simply taking the current property tax bill, plugging it into your pro forma and assuming that expense will continue after you buy the property. And on a larger deal,

  3. Article · Aug 4, 2026 · Jesse Brewer

    20% Down is No Longer Standard in Commercial Real Estate (opens the original)

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    “I can’t remember the last commercial real estate acquisition I financed with only 20% down.” Not because banks suddenly became dramatically more conservative. Not because buyers became more risk-averse. The math simply no longer works. As an investor, commercial real estate broker, property manager and private lender, I’ve watched this shift unfold in transaction after transaction over the past several years. One of the most common conversations I’m having today isn’t about finding the right pr

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