Insurance Pro Blog Podcast | Life Insurance and Annuity Insights
Each week, we break down how cash value life insurance and fixed annuities actually work — with real numbers, real policy data, and honest analysis.
- Indexed episodes, last 90 days
- 12
- Latest publication
- Sep 20, 2026
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- Jul 5, 2026
Latest episodes
He Borrows $1 Million a Year From His Whole Life Policy Instead of the Bank (opens the original)
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This is the infinite-banking episode from two people who have never been infinite banking's biggest fans — and we do the whole thing without really saying the words. We'll be straight about where we stand: we haven't been a friendly voice toward infinite banking, we think parts of the pitch are hokey, and we don't buy it as a lifestyle. But we don't think it's useless either. There's a narrow, legitimate version of the concept, we've watched real clients run it for years, and it works. This epis
Your Buy-Sell Agreement Is Probably Already Underfunded (opens the original)
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Your Buy-Sell Agreement Is Probably Already Underfunded Ask a room of business owners whether they have a buy-sell agreement and plenty of hands go up. Ask whether the life insurance behind it still matches what the company is worth today, and the room goes quiet. That quiet is the whole episode. Brandon and Brantley dig into what they say is the most common buy-sell they actually run across in the field — not the one nobody bothered to set up, but the one that was set up correctly, funded corre
Whole Life vs. Bonds: Your Portfolio's Rate-Hike Hedge (opens the original)
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Fifteen years ago, on this very podcast, one of us predicted that bonds would become a problem. It took a while — long enough that the prophet was more or less left for dead on the side of the road — but the warning has finally arrived, and now that it's here, we can't seem to stop talking about it. Bonds are in the news again, for all kinds of reasons, and almost none of them good. So in this episode, Brandon and Brantley go back to the argument we've been making for over a decade: for the job
Whole Life Insurance vs. TIPS: An Inflation-Resilient Asset You Didn't Consider (opens the original)
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Every so often, a financial product gets picked up by the internet for one reason and one reason only — its name. TIPS are a perfect example. Treasury Inflation-Protected Securities have the word inflation right on the box, so the moment people start worrying about rising prices, the hive mind of finance decides the answer is obvious: inflation's coming, buy the thing with inflation in the name, done. In this episode, Brandon and Brantley take that reflex apart — and make the case for an inflati
8 Things Insurance Agents Rarely Explain About Whole Life Insurance (opens the original)
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Most whole life advice stops at the sales illustration. This episode is the conversation that should happen after it. Brandon and Brantley walk through eight details that sit quietly in the background until the day they matter. None is a reason to run from whole life. Each is a spot where an early wrong assumption turns into disappointment years later. What we cover: Income projections assume two things nobody knows: the year your income stops and a flat dividend rate for life. Our fix is to pla
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