HeyJaredIN DEBT
A Substack about families' debts and the economy from the good folks at Protect Borrowers.
- Indexed issues, last 90 days
- 15
- Latest publication
- Sep 29, 2026
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- Earliest in this view
- Aug 3, 2026
Latest issues
“Bill Pay the Musical” Is Everything I Want Consumer Finance Companies To Be Spending Money On (opens the original)
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This Substack, as we say, is fundamentally about consumer finance companies doing silly little things. They open cafés, they create new holidays, they fund <a href="https://indebt.substack.com/p/nano-banc-shows-what-happens-if-opponents#:~:text=Credit%20One%20Bank%20dating%20show.%20This%20Substack%20is%20fundamental
Nano Banc Shows What Happens If Opponents Of Bank Supervision Win (opens the original)
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Programming note: stay tuned tomorrow for a very special edition of In Debt.Morning,Last week, California’s Department of Financial Protection and Innovation (DFPI) shut down an absolutely wild specimen of a bank called Nano Banc. Nano was founded in 2018 when a fintech bought a small community bank (ope, there’s your first red flag). Nano then appears to have spent the n
Silvergate Bank’s Former CEO Is A Rich, Whiny Sore Loser (opens the original)
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Hi,One thing about America’s great titans of industry is that they often blame the government when things go wrong. (E.g.) One such titan is Alan Lane, the former CEO of a now-defunct bank called Silvergate. Silvergate was a bank that basically went all in on crypto in the mid-20-teens, only to get caught up in the collapse
Someone Was Always Going to Pay for “Interest-Free” Debt, And It Was Always Going to Be You (opens the original)
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Hello,One of the big pitches in support of Buy Now, Pay Later (BNPL) loans is that they are supposedly interest-free credit that companies provide as a sort of sales inducement/consumer perk. (Here’s an example of that argument.) The vision is: a merchant offers BNPL at checkout, co
U.S. Senator Roger Marshall sued hundreds, jailed dozens of women over medical debt (opens the original)
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This week, New York Times reporter Sarah Kliff, who is probably the sharpest chronicler of our broken healthcare system right now, ran a bombshell story exposing the brutal debt collection tactics employed by Kansas Senator Roger Marshall in his capacity as an OB/GYN and co-owner of a medical practice serving rural communities across the state. Kliff’s reporting shows how the business of medicine targets vulnerable people and uses debt—and t
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