HeyJaredHCM Dialogue Podcast
HCM DIALOGUE is more than just a news source – it’s a place for Finance, HR and Payroll professionals to come together and share their expertise. Pull up a seat – we have lots to discuss.
- Indexed episodes, last 90 days
- 13
- Latest publication
- Aug 26, 2026
- Audience
- Checking…
- Earliest in this view
- Jul 9, 2026
Latest episodes
Exploring financial decision making for life’s biggest moments (opens the original)
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This episode highlights the necessity of proactive financial planning to navigate both celebrated milestones and unexpected hardships. Since humans often suffer from an optimism bias that leads to a lack of preparation, creating a structured roadmap can significantly reduce stress and promote long-term stability. Essential strategies include conducting cash flow audits, establishing emergency funds, and automating savings to build a buffer against future "speedbumps." The text encourages individ
Planning your finances when borrowing costs more (opens the original)
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Fluctuating interest rates significantly influence the economy by altering the cost of borrowing and the potential returns on personal savings. Rising rates often lead to increased financial stress for households, especially when debt levels outpace income and reduce discretionary spending. To manage these shifts, experts suggest prioritizing high-interest debt, consolidating loans, and distinguishing between essential and non-essential expenses. Strategic options like blended mortgages and prof
Why we spend: Understanding the psychology of financial choices (opens the original)
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This episode examines financial psychology, illustrating how our emotions, upbringing, and perceptions influence spending habits more than our actual income levels. It highlights how common triggers like stress and social pressure lead to impulsive choices, while noting that subjective wealth often dictates financial anxiety regardless of a person's salary. To improve well-being, the author suggests prioritizing experiential purchases and time-saving services over material goods to foster long-t
Know your limits: How to assess your financial risk tolerance (opens the original)
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This episode explores the critical process of evaluating personal risk tolerance to build a sustainable and effective investment strategy. It defines risk tolerance as a subjective comfort level influenced by objective factors like financial capacity, long-term goals, and market volatility. Investors are encouraged to use specialized questionnaires to categorize themselves as conservative, moderate, or aggressive, while remaining mindful that these profiles can shift over time. The source also h
Financials for freelancers: How to budget with irregular income (opens the original)
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Managing variable income effectively is a vital skill for both side hustlers and full-time freelancers seeking financial stability. One essential strategy involves segregating business and personal funds into separate bank accounts to simplify expense tracking and tax preparation. Successful practitioners advise against budgeting for the best-case scenario, suggesting instead that individuals focus on minimum revenue requirements and break-even points. Maintaining a healthy cash flow through upf
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