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"Fun With Annuities" The Annuity Man Podcast

Fun With Annuities® Podcast is hosted by America's Annuity Agent, Stan The Annuity Man®. Hear brutal annuity facts with no sales pitches from the top independent agent in the country, licensed in all 50 states.

Podcast · By The Annuity Man · English · Official site

Indexed episodes, last 90 days
19
Latest publication
Sep 27, 2026
Audience
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Earliest in this view
Jul 5, 2026

Latest episodes

  1. Episode · Sep 27, 2026

    There Are Only 2 Types of Annuity Rates: Shootin' It Straight With Stan (opens the original)

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    That 7.3% next to an immediate annuity isn't a yield. It reflects how long you're expected to live. In this episode, Stan explains why there are only two kinds of annuity rates, and why tracking the Fed won't help you get either one right. In this episode, The Annuity Man discussed: The PILL framework: principal protection, income for life, legacy, long-term care Payout rates and life expectancy in lifetime income products MYGAs as the annuity version of CDs and bonds Why the Fed and annuity rat

  2. Episode · Sep 20, 2026

    Income Annuities: Wall Street's Best Friend: Shootin' It Straight With Stan (opens the original)

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    Former Wall Street broker turned annuity evangelist, Stan the Annuity Man, argues the industry's most misunderstood product is actually the market's greatest ally. Lock in a guaranteed income floor, he says, and you'll never panic-sell your portfolio again. In this episode, The Annuity Man discussed: The income floor and non-correlated retirement income Four lifetime-income annuity types: SPIAs, DIAs, QLACs, income riders Why Wall Street resists annuities (wrap fees) Debunking the 4% rule Alloca

  3. Episode · Sep 15, 2026

    How Will AI Affect Annuities?: Fun With Annuities (Encore Presentation) (opens the original)

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    Could living longer mean receiving lower annuity payments in the future? This episode explores how AI-driven medical breakthroughs could affect longevity, life expectancy assumptions, and lifetime income annuities. In this episode, The Annuity Man discusses: AI-driven medical breakthroughs and their potential impact on life expectancy How life expectancy tables factor into lifetime income annuity pricing Why current life expectancy assumptions may present an opportunity to lock in lifetime incom

  4. Episode · Sep 13, 2026

    Fixed Indexed Annuities Explained (Encore Presentation) (opens the original)

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    Upfront bonuses, free long-term care, unlimited market growth — if the annuity pitch sounds too good to be true, there's a reason. Here's how to spot it before you sign a 10-year contract. In this episode, The Annuity Man discussed: FIAs as CD products, not market products Principal protection and locked-in annual gains Caps, spreads, and renewal-rate discretion Deconstructing the four-part sales pitch Licensing gaps behind mis-selling Key Takeaways: It's a CD product, not a market product. Thes

  5. Episode · Sep 6, 2026

    The 3 Phases of Income Rider Taxation: Shootin' It Straight With Stan (opens the original)

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    Tired of annuity hype, bonuses, and rosy projections? In this episode, Stan The Annuity Man breaks down the three phases of income rider taxation and shows why the real value of annuities doesn't show up until your account hits zero. In this episode, The Annuity Man discussed: Contractual guarantees vs. hypothetical projections What income riders are and how they work The three phases of income rider taxation Solving for longevity risk and building an income floor How to evaluate annuities and r

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