Fintech: Under the Hood 🔍
Bi-weekly analysis and insights of trends from the fintech universe. Expert insights, wit and wisdom written by an experienced fintech product operator and advisor
- Indexed issues, last 90 days
- 6
- Latest publication
- Sep 18, 2026
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- Jul 10, 2026
Latest issues
Under the Hood🛠 - How Fintech Onboarding Really Works (opens the original)
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What are the four main objectives of onboarding?Which are the most important onboarding metrics to track?How does modern fintech onboarding actually work?Which fourm tech innovations will lead to Digital Onboarding 3.0?These questions and more will be answered in this week’s editionHey Fintechers and Fintech Newbies 👋🏽Last week, Nubank made its biggest move yet.After 13 years of building
🏠 Fintech's £200 Billion Proportunity and the Future of Homebuying (opens the original)
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What’s the average UK house price, income and standard price-income ratio?How many coffees would you have to drink to reach the equivalent deposit for the average UK home?What does the typical homebuying process look like?Why is storytelling a key part of product?What do I think the future of homebuying will look like?Where does Rightmove rank in terms of the most visited websites in the UK?These questions and more will be answered in this week's edition<di
🧠 The Psychology Behind Great Fintech Products (opens the original)
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What is the scarcity principle?How can choice be used as a way to increase conversion?Why is it crucial for ecommerce and PSPs to understand Hicks Law?How is the scarcity principle used for early stage product growth?Why is the pricing page the most common hidden example of psychology in fintech? These questions and more will be answered in this week’s edition.Hey Fintechers and Fintech Newbies In the archiv
Ring Ring, Kerching: Why Your Bank Wants to Be Your Mobile Provider📱 (opens the original)
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Which major neobanks have mobile packages?Why are banks are going mobile?What is an MVNO?How can embedding mobile plans be a neobank’s defence against CASS?What are the mobile user cases for other fintech verticals?These questions and more will be answered in this week’s edition.Hey Fintechers and Fintech newbies 👋🏽There is a fine line between a fad and a
What Should Stripe Keep, Rebuild or Reinvent If It Bought PayPal? (opens the original)
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Hey Fintechers and Fintech Newbies 👋🏽There is one piece of news that’s dominated the fintech news cycle the past couple of weeks.Yep, you guessed it.👉🏼 Revolut becoming Europe’s most valuable startup valued at $115 Billion.Kidding, although it is super interesting and does deserve its own deep dive.It is of course the Stripe + Advent offer for PayPal.I dropped my initial thoughts when rumours of Stripe acquiring PayPal first arose at the start of the year.<sp
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