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Fintech Ki Baat

Fintech ki Baat is an attempt to extract insights about the Fintech ecosystem of India and capture those insights in a bite sized format of audio and video podcast

Podcast · By by Shreyas Jani · English · Official site

Indexed episodes, last 90 days
6
Latest publication
Sep 2, 2026
Audience
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Earliest in this view
Jul 29, 2026

Latest episodes

  1. Episode · Sep 2, 2026

    The Custodian Behind India's Crypto Exchanges Ft. Manhar Garegrat SVP & Country Head,Liminal Custody (opens the original)

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    When FTX collapsed in 2022, Japan's crypto investors lost nothing. Not because Japanese exchanges were smarter, but because Japan had already mandated something most countries still don't require: third-party custody, separate from the exchange itself. That structural gap is what Liminal Custody is built to close. In this Dhandhe Ki Baat segment, Manhar Garegrat explains why crypto infrastructure needs the same separation of duties traditional finance has always had, how blockchain wallets funda

  2. Episode · Aug 29, 2026

    From 35 to 750 Employees,Then He Walked Away to Start Over FT. Manhar Garegrat, SVP, Liminal Custody (opens the original)

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    Manhar Garegrat joined CoinDCX when it was 35 employees. He left when it had grown to 750, right as the Indian crypto market went from banned to wide open.Then he did something most people wouldn't: walked away from that kind of growth and that kind of salary to co-found Panthera, a Web3 infrastructure startup that pivoted from retail wallets to B2B just four months in, when the retail thesis didn't hold up. Eleven months later, after raising money proved harder than the enthusiasm warranted, he

  3. Episode · Aug 20, 2026

    Inside India's Trillion Dollar Collections Problem | Ananth Shroff, Founder & CEO, DPDzero (opens the original)

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    India has disbursed a trillion dollars in retail credit. Some of it doesn't come back on time. And the system built to collect it runs on thousands of agencies, two lakh-plus agents, and, far too often, abuse.Ananth Shroff walked into a collections agency early in his research and heard it firsthand: agents hurling abuse at borrowers who simply hadn't paid on time. That moment shaped what DPDzero became, a full-stack AI-powered collections platform built to deliver the same efficiency banks get

  4. Episode · Aug 18, 2026

    Building India's NexGen Collections Infrastructure Ft. Ananth Shroff, Founder & CEO, DPDzero (opens the original)

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    DPDzero started as a software company. Banks wouldn't pay for it. So Ananth Shroff and his co-founder Ranjith tore up the plan, and built something banks actually wanted: someone to own the outcome, not just hand them a tool.Their first customer on the new model paid ₹14 lakhs without being asked twice. In this founder story, Ananth takes us through the journey that got him there: quitting a stable HP job at 21 to join a scrappy startup in a 2BHK, launching a fintech business in Indonesia at 22,

  5. Episode · Aug 11, 2026

    Inside the Data Science Behind India's Credit Decisions Ft. Mohan Ramaswamy (opens the original)

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    India has 60 million businesses that need credit.Most credit decisions in India still rely on the same static reports and third-party bureau scores. Mohan Ramaswamy, Co-founder and CEO of Rubix Data Sciences, thinks that's the wrong model, and has spent eight years building the alternative.In this Dhandhe Ki Baat segment, he explains how Rubix pulls together GST filings, court records, import-export data, employee sentiment, and over a hundred other sources to build a live, continuously monitore

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