Fintech Fridays
Running a financial technology trade association ncfa.substack.com
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- Jul 24, 2026
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EP66: What It Takes To Build $1.5 Billion In Small Business Lending (opens the original)
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What does it take to build a lending business that has deployed nearly $1.5 billion to small businesses over 17 years? In this episode of NCFA Fintech Fridays, David Gens, Founder and CEO of Merchant Growth, shares how he built one of Canada's leading alternative small business lenders from the ground up. We explore why many good businesses still struggle to access financing, how technology and AI are changing underwriting, what it takes to scale responsibly, and the lessons learned from serving
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