HeyJaredFinancial toolbox
CIBC’s podcast series, Financial Toolbox, understands that financial wellness is not innate, it’s learned. Many people go their whole lives without access to networks, or education on financial literacy.
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- Aug 11, 2026
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NIL Money: What College Athletes and Families Need to Know Before the Tax Bill Hits (opens the original)
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In this episode of Financial Toolbox, Josh Davis of CIBC Private Wealth and CPA Andrea Stepka unpack the often-overlooked financial side of NIL deals, including how this income is taxed, why many athletes are treated as self-employed, and how quickly families can get into trouble without planning. They explain the importance of building the right financial team early, setting aside money for taxes, understanding deductible business expenses, and using structures like LLCs when appropriate. The c
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