HeyJaredFI with Mckenzie
Sharing my journey to Financial Independence with lessons, inspiration, and motivation along the way.
- Indexed issues, last 90 days
- 13
- Latest publication
- Sep 24, 2026
- Audience
- Checking…
- Earliest in this view
- Jul 6, 2026
Latest issues
Budget Breakdown: 26-Year-Old Travel Nurse Making $120,000 in NYC (opens the original)
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Today I’m budgeting for a 26-year-old travel nurse living in NYC with a roommate. Their income swings between $100,000 and $140,000 depending on their contracts, so we’re working with $120,000 as the middle of that range. They have no debt, and they’ve already built $140,000 in investments by 26, which is a very strong place to be at only 26.<a class="image-link image2 is-viewable-img" href="https://substackcdn.com/image/fetch/$s_!Dtwd!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubst
Budget Breakdown: 30-Year-Old Couple Making $150,000 in Denver, CO (opens the original)
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Today I’m budgeting for a 30-year-old couple living in Denver, Colorado. They both work as HR Coordinators and make a combined $150,000/year. They live at one of their parent’s home along with a sibling, a dog, and a cat. They value putting their money towards food, health, and travel.<div c
Budget Breakdown: 24-Year-Old Consultant Making $77,000 in Florida (opens the original)
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Today I’m budgeting for a 24-year-old consultant living in Florida with their partner, making $77,000 a year. They value putting their money towards food, hobbies, travel, and beauty. They are debt-free, built a 6 month emergency fund, and they’re already investing heavily.. so what changes do they really need?<a class="image-link image2 is-viewable-img" href="https://substackcdn.com/image/fetch/$s_!qbkQ!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%
Budget Breakdown: 25-Year-Old Operations Manager Making $90,000 in Connecticut (opens the original)
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Today I’m budgeting for a 25-year-old operations manager living in Connecticut with two roommates. They work in event production and take home around $90,000 a year.<img alt="" class="sizing-normal" height="720" src="https://substackcdn.com/image/fetch/$s_!FS51
Budget Breakdown: 46-Year-Old Couple Making $260,000 in Tampa, FL (opens the original)
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Today I’m budgeting for a 46-year-old couple living in Tampa, FL with their three middle school and college age kids. She works as a sales operations manager for a health insurance agency, and between the couple they bring in $260,000 a year. They recently sold their house and downsized, which left them with a large chunk of cash.<a class="image-link image2 is-viewable-img" href="https://substackcdn.com/image/fetch/$s_!p8t_!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-med
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