FI Minded: Bridging Pre FI Discipline and Post FI Freedom in Financial Independence
FI Minded is the podcast for anyone seeking financial freedom, time freedom, and a work-optional lifestyle while learning to think like someone who’s already FI.
- Indexed episodes, last 90 days
- 6
- Latest publication
- Sep 23, 2026
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- Earliest in this view
- Jul 15, 2026
Latest episodes
3 Retirement Withdrawal Strategies for Early Retirees | E206 Rachael Camp (opens the original)
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For years, the 4% rule has been one of the most important tools in the financial independence community. It gives us a simple way to answer one critical question: Can I afford to retire? But once you actually reach FI, a different question becomes much harder to answer: How much should I spend? Retirement planner Rachael Camp joins me to challenge the idea that retirement spending needs to follow a rigid formula. Instead, she explains why spending can, and probably should, adapt to market perfor
The Missing Piece of the FIRE Formula | E205 Brian Herriot (opens the original)
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For decades, the formula for financial independence has been remarkably simple: earn more, spend less, invest the difference, and build a portfolio large enough to cover your expenses forever. It's a strategy that's helped thousands of people retire years, even decades, earlier than traditional retirement. But what if there's another way to create freedom? Instead of replacing 100% of your income with investments, what if you also redesigned your work so you actually wanted to keep doing it? In
Why Freedom Needs Structure in Early Retirement | E204 Maggie Tucker (opens the original)
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For years, financial independence feels like the answer. No more alarms. No more asking permission for vacation. No more meetings that could have been an email. But what happens when you finally get everything you worked for? Maggie Tucker retired at 41 expecting money and identity to be the biggest adjustments. Instead, she discovered something she never anticipated: freedom without structure can leave you feeling surprisingly lost. After decades of living by deadlines, calendars, and expectati
Fast-Track Your Way to Financial Independence With This Plan | E203 Cody Berman (opens the original)
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The Slow FI movement has changed the way many of us think about financial independence. Instead of rushing to the finish line, more people are prioritizing balance, flexibility, and enjoying life along the way. But what if you're in a season where you actually want to accelerate? Maybe you're motivated to leave a stressful job, create more options for your family, or simply reach financial independence sooner. The question becomes: how do you speed things up without sacrificing everything that m
How Many Years of Freedom Does Your Car Cost? | E202 Hanna Horvath (opens the original)
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Most people can quickly tell you what they love spending money on: travel, concerts, hobbies, or trying new restaurants. But almost no one gets excited about paying for their car. Yet transportation is one of the biggest expenses most households have. Between car payments, insurance, fuel, maintenance, and depreciation, the average American spends more than $11,000 each year to own and operate a vehicle. For many families, that's over $20,000 annually going toward something that often feels more
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