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Faith Wakefield

Reporter

Indexed articles, last 90 days
5
Latest publication
Sep 16, 2026
Outlet visibility, for Money Talks News
Top 500K sites
Earliest in this view
Jul 15, 2026

Latest articles

  1. Article · Sep 16, 2026 · By Faith Wakefield and USA TODAY

    Mortgage Rates Are Still High. How to Get an Affordable Home Loan (opens the original)

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    Average rates for a 30-year mortgage are hovering around 7%, a recent high. And with the Federal Reserve announcing its latest interest rate decision on Sept. 16, prospective homebuyers may be wondering whether relief is coming. But while the Fed can influence mortgage rates, it doesn’t set them directly — and a major drop in borrowing costs appears unlikely in the near future. The good news is that the national average isn’t necessarily the mortgage rate you’ll receive. Your rate depends on fac

  2. Article · Aug 25, 2026 · By Faith Wakefield and USA TODAY

    The Semester Has Started. Can You Still Take Out Student Loans? (opens the original)

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    The fall semester is ramping up. But as students settle into classes, unexpected housing costs, higher-than-anticipated expenses or changes in financial circumstances can create a need for additional funding. Thankfully, it’s usually still possible to apply for federal and private student loans after the start of the semester. Still, there are important school deadlines and processing times to consider before applying for more loans. Here’s what to know if you need extra funding this fall. In sh

  3. Article · Jul 24, 2026 · By Faith Wakefield and USA TODAY

    Trump $1 Gold Coin vs. Gold Investment Coins: What’s the Difference? (opens the original)

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    The new $1 coin featuring President Donald Trump’s likeness will be available this fall. This gold-colored commemorative coin has generated plenty of buzz, but is it actually worth buying as an investment? Unlike traditional gold bullion coins, the Trump $1 coin contains no precious metals. That means any value beyond its $1 face value will depend largely on collector demand, scarcity and market interest — not the price of gold. While commemorative coins can appreciate over time, their returns t

  4. Article · Jul 21, 2026 · By Faith Wakefield and USA TODAY

    Zero-Based Budgeting: What It Is and Why It Works (opens the original)

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    Does your paycheck feel like it disappears as soon as it hits your account? Or do you have financial goals — whether that’s paying off debt or saving for an emergency fund — but no clear plan of action? If that sounds like you, zero-based budgeting could help. This method breaks down exactly where your money goes each month, so you can turn goals into measurable progress. Zero-based budgeters predetermine exactly where every dollar of their income will go before they spend it. Total income minus

  5. Article · Jul 15, 2026 · By Faith Wakefield and USA TODAY

    Envelope Budgeting: What It Is and Why It’s So Popular (opens the original)

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    If you’re new to budgeting, you may not need a complex system to track your finances. One of the most powerful steps you can take is just understanding where your money goes each month and where you can cut back. Envelope budgeting is a simple method that can help. By having you allocate cash into different categories — or envelopes — each month, this method creates more awareness and discipline around your spending. It’s a visual tool that prompts you to be more mindful about your finances. “I’

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