HeyJaredEugene Ludwig
- Indexed articles, last 90 days
- 3
- Latest publication
- Sep 21, 2026
- Outlet visibility, for American Banker
- Top 1M sites
- Earliest in this view
- Jul 20, 2026
Latest articles
Behind the curtain, the US economy looks shakier than many realize (opens the original)
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The resilience of the American people and the American economy is admirable. A strong work ethic, fundamentally good values and optimism about the future have gotten America through a very great deal. Warren Buffett has famously cautioned investors to "never bet against America" over the long term, and I agree with him. The American economy has repeatedly shown an extraordinary ability to weather difficult periods, adapt and continue to grow. That same resilience is reflected in our ability to a
Some problems are more easily solved when banks work together (opens the original)
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Keeping the U.S. financial system vibrant, safe, and responsive to the needs of businesses and individuals requires a diverse banking sector, with institutions of many sizes and, in many cases, different specializations. We are fortunate to have such a financial system. At the same time, the expectations of those customers continue to evolve. Delivering the personalized and modern financial services that businesses and individuals increasingly expect requires banks of every size to maintain an e
Congress has leveled the deposit playing field for community banks (opens the original)
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Late last month, Congress passed the 21st Century ROAD to Housing Act by lopsided bipartisan majorities — 85 to 5 in the Senate, 358 to 32 in the House — and it is now law. The headlines, understandably, went to housing. But tucked into the act are two deposit provisions that deserve the industry's full attention. Taken together, they are among the most consequential statutory changes to community bank funding in a generation. The first provision replaces the cap that has governed reciprocal dep
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