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David Maina

Reporter · US

Indexed articles, last 90 days
9
Latest publication
Sep 25, 2026
Outlet visibility, for Aol
Top 5K sites
Earliest in this view
Aug 10, 2026

Latest articles

  1. Article · Sep 25, 2026 · David Maina, CPA

    AARP Is Warning Retirees About a Proposal That Could Put Social Security at Risk - Here's What It Means for Your Benefits - AOL (opens the original)

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    Getting federal spending under control may sound like something retirees could support, especially when they want a healthy economy behind their retirement plan. AARP has been raising concerns, though, about what one approach could mean for Social Security. The group has long opposed a constitutional balanced-budget amendment, warning that it could leave retirees' benefits more exposed when Congress has difficult budget decisions to make. With Social Security already facing a funding shortfall,

  2. Article · Sep 23, 2026 · David Maina, CPA

    Dave Ramsey Pushes Back on Traditional Social Security Guidance (Should You Claim at 62?) - AOL (opens the original)

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    Most financial experts recommend delaying Social Security as long as possible, often until age 70, to maximize monthly benefits. But personal finance expert Dave Ramsey offers a different perspective, and it's one that may resonate with retirees seeking flexibility, freedom, or financial peace of mind. While his advice goes against conventional thinking, Ramsey lays out a case for why taking benefits at 62 could be the right move in certain situations. Here's a closer look at his reasoning and h

  3. Article · Sep 23, 2026 · David Maina, CPA

    Dave Ramsey Says You’re Overthinking Social Security - Is He Right? - AOL (opens the original)

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    Dave Ramsey has built a following by promoting simple money rules, including not overthinking Social Security. He often argues that claiming age isn't worth stressing over and rarely changes retirement outcomes in a meaningful way. That message can be reassuring, especially if you want to maximize your senior benefits without getting lost in charts and conflicting advice. But when a choice affects guaranteed income for life, oversimplifying it can hide important tradeoffs. Here's where his advic

  4. Article · Sep 11, 2026 · David Maina, CPA

    Millions of Older Americans Could Lose Part of Their Social Security Check - Here's the Bill That Could Stop It - AOL (opens the original)

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    Your Social Security check may feel safely out of reach when you owe money, but federal student loans can be an exception. If you have fallen behind on one, the government may be able to take part of your monthly benefit to collect the debt, which can be especially tough if you are living on just Social Security. A new bill from Sen. Bernie Sanders would stop those deductions. For older borrowers still carrying student debt, that could mean keeping more of the Social Security money they rely on

  5. Article · Sep 11, 2026 · David Maina, CPA

    The Social Security 'Tax Torpedo' That's Quietly Hitting More Retirees Every Year (Are You Next?) - AOL (opens the original)

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    A little more income in retirement can feel like a win, but it can come with a surprise at tax time. Once your income crosses certain limits, more of your Social Security can become taxable, leaving you with a bigger bill than you expected. The problem is those limits have been frozen for decades, even as Social Security benefits and other income have risen. More retirees are crossing them as a result, so if you are trying to save money in retirement, knowing how close you are could help you avo

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